Kiana Charles

04/18/2023

Are you looking to purchase your dream home but don't have a 20% down payment? Private Mortgage Insurance (PMI) could be the solution for you! With PMI, you can secure a mortgage with a lower down payment, making homeownership more accessible. For more homebuying tips, send me a message!

03/20/2023

Exclusive Off-Market Real Estate Opportunity -

02/28/2023

Understanding mortgage terms is almost as important as understanding the term of your mortgage. But don't stress, I'm here to help you understand it all. Just leave me a comment with any questions you might have!

11/28/2022

Term you should know:

I know they say "comparison is the thief of joy", but when it comes to houses, it's really useful! If you’re thinking of selling, you should know what the sold comparables are, as well as what active comparables are. They are your direct competition. Want more information? Call me today.

11/16/2022

These are additional costs which will typically make up about two to five percent of the purchase price. Examples of closings costs include loan processing costs, title insurance, and excise tax. Have more questions about closing costs? I have answers. Let's talk.

11/08/2022

Do you have questions about rent increases? Lately I’m being asked, how much, when can a landlord increase , what areas are covered and does this apply to my year built?

Here’s a great news story that can shed some light.

If you have questions about your allowable rent increases. Call me today.

Erin Myers reports for the KTLA 5 Morning News on Aug. 1, 2022.» Subscribe to KTLA: https://www.youtube.com/user/ktla?sub_confirmation=1KTLA has been keeping...

11/02/2022

How are rising interest rates and inflation affecting your multi family family investment?

Inflation has gone from 7% in 2021 to 8.2% in this year‘s third quarter.

Interest rate hikes have had the effect of nearly freezing commercial real estate transactions.

The revenues many owners had underwritten now no longer cover their interest payments, a phenomenon known as negative leverage.

Many real estate investors and lenders have said they are waiting to start transacting again until they have more clarity on where the Federal Reserve's program of rate hikes ends.

When was the last time that you had your multi family asset evaluated so that you are well aware of exactly how rising interest rates and inflation are affecting your apartment building business?

Call me today for your complementary no obligation analysis.

How are rising interest rates and inflation affecting your multi family family investment? Inflation has gone from 7% in 2021 to 8.2% in this year‘s third...

05/31/2022

FHA Cash-Out Refinance: Turn Your Home Equity Into Cash

An FHA cash-out refinance allows you to tap the equity of your home, but there are some important qualification criteria.

A cash-out refinance loan could help you access the equity in your home to cover the cost of home renovations, college tuition, or another big expense. Equity is the amount the property is worth, minus any money owed to the bank on a mortgage loan.

Read more here:
https://financebuzz.com/fha-cash-out-refinance

05/30/2022

Honoring our nation's heroes on Memorial Day.

Downey Memorial Day Ceremony
May 30 | 10:00 am
Downey Cemetery

For more information:
562-869-7331 | www.downeyca.org

05/29/2022

Sunday is indeed best spend with family! Happy Sunday!