02/15/2025
You do not always need 20% down! There are so many misconceptions about buying a home, don't just assume that home ownership is impossible for you, no matter what your financial situation may look like! Let's talk and find out how to get you into your new home!
717-557-3876
Think you need 20% down to buy a home? Think again! Many buyers are surprised to learn there are fantastic options that require much less upfront cash:
FHA: 3.5% down with just a 580 minimum credit score
Conventional: As low as 3% down for first-time buyers
USDA: 0% down (geographic restrictions apply)
VA: 0% down for eligible Veterans
Don’t let the down payment myth hold you back from homeownership! Whether you're a first-time buyer or simply looking for your next move, we’ll help guide you through your best financing options.
Ready to make your dream home a reality? Give us a call!
