Mary Page Bradley, Erie Real Estate Agent

Mary Page Bradley, Erie Real Estate Agent Hello! My name is Mary Page, and I'm a Howard Hanna real estate agent on The Mary Huffman Team. Please feel free to contact me.

I'm here to help my Erie Community with any of their home buying or selling needs! Mobile: 814.440.4899
Office: 814.835.1200

Who knew that home insurance was so important? 🙋‍♀️3 reasons why you need home insurance 👇1. To protect your home from f...
08/23/2022

Who knew that home insurance was so important? 🙋‍♀️

3 reasons why you need home insurance 👇

1. To protect your home from fire, floods, and other disasters

2. To cover the cost of repairs if something goes wrong

3. To make sure you’re covered if someone breaks in!

There’s a lot that goes into buying a house, but one of the most important parts is getting your appraisal. If it comes ...
07/11/2022

There’s a lot that goes into buying a house, but one of the most important parts is getting your appraisal. If it comes back low, you’ve got options! You can appeal it, ask for a second appraisal, or negotiate the purchase price with the seller.⁣...

Let’s play a game of real estate myth or fact! What do you think, is it impossible to pay 0% down on your home?That's a ...
06/28/2022

Let’s play a game of real estate myth or fact! What do you think, is it impossible to pay 0% down on your home?

That's a myth!

There was once a time when it was much more difficult to do this, but if you qualify for a government-backed such as a VA loan, it’s totally possible to pay 0% down on your home!

Let’s get real. Buying and selling a home is serious business!Naturally, most people would prefer that their offers were...
06/27/2022

Let’s get real. Buying and selling a home is serious business!

Naturally, most people would prefer that their offers were accepted! If you’ve got a solid idea of what could go wrong, you can prepare for these situations ahead of time—so it’s not as much of a letdown.

Have you submitted a high offer and got declined? Comment below.👇

It’s real estate vocabulary time! Today’s word is “clear to close.” is exactly what it sounds like! (A rare occurrence ...
06/26/2022

It’s real estate vocabulary time! Today’s word is “clear to close.”

is exactly what it sounds like! (A rare occurrence for real estate terms, huh? 😉) It means that you’ve already met all the conditions for a mortgage to close. At this point in the process, all your documents have been vetted and approved for the mortgage you’re applying for!

Who is in the clear to close stage right now? 🥳

As you’re buying/selling a home, you may hear the advice to build equity. But what does this mean? 🤔First, let’s go over...
06/24/2022

As you’re buying/selling a home, you may hear the advice to build equity. But what does this mean? 🤔

First, let’s go over the term .

Equity is the difference between your property’s fair market value and your outstanding balance on your mortgage. Home equity appreciates when you make mortgage payments or when your home’s value increases.

Now that we know what it means, how can you boost it?

Here are several ways:

✅ Increase your down payment. As previously said, the more you shrink the difference between your home’s FMV and outstanding balance, the better your equity!

✅ Similarly, contribute more to your mortgage payments.

✅ Increase your home’s value by investing in remodels and upgrades.

✅ Refinance to a shorter loan. This helps because you’re going to be contributing more to your mortgage (and shrink that difference). Your payments can increase significantly, so make sure you have room in your budget before doing this!

✅ The option anyone can do is to wait for your home’s value to increase. Housing markets change over time, and when demand increases, your home’s value does too. (In most cases.)

What questions do you have about equity?

You already know that it’s good practice to improve your before buying a home, but do you know how? 🤔It can be tricky ...
06/23/2022

You already know that it’s good practice to improve your before buying a home, but do you know how? 🤔

It can be tricky to figure out and not to mention frustrating since it’s more of a long-term process. Luckily, there are numerous ways to improve your credit score!

Take these best practices as examples to effectively start improving your credit score today:

✅ Avoid large purchases before getting pre-approved

✅ Pay off as many outstanding debts as possible

✅ Pay your bills on time

✅ Aim for 30% use or less every month

✅ Have inaccurate listings be removed from your history

Do you have any questions about improving your credit score? Leave them in the comments!

🏡Open House 6/26, Sunday 1-3pm
06/23/2022

🏡Open House 6/26, Sunday 1-3pm

When you’re buying a home, you need to ask important questions that will help you get the best value for your money.Here...
06/22/2022

When you’re buying a home, you need to ask important questions that will help you get the best value for your money.

Here are some key questions to ask on your hunt for a new home 👇

– How old is the roof? Roofs are expensive to replace, so it’s important to know if the roof has been recently updated or if it will need to be replaced soon.

– How old are the appliances? Like roofs, appliances can be very costly to replace, so asking about their age will save you from some nasty surprises!

– What is included in the sale? The seller may leave behind certain items like chandeliers or window treatments, and that can help you offset costs. Be sure to ask what items will remain with the house so that you can plan accordingly.

– Is the location susceptible to natural disasters? You don’t want to buy a home in a flood zone or an area that is prone to hurricanes or earthquakes. While no one can predict the future, it’s still good to know if there is a risk of natural disaster so that you can prepare accordingly.

Save this list to use later!

Sometimes TikTok is a good motivator! 😄Has anyone else decided to stop renting and buy a home after being influenced by ...
06/22/2022

Sometimes TikTok is a good motivator! 😄
Has anyone else decided to stop renting and buy a home after being influenced by TikTok?

So you like a listing, it’s the house of your dreams! What now?The next step is to find a realtor, who can help guide yo...
06/21/2022

So you like a listing, it’s the house of your dreams! What now?
The next step is to find a realtor, who can help guide you through the process of buying it.

Then, you’ll get pre-qualified for a loan from a bank or mortgage company.

Lastly, your realtor will start writing an offer with contract terms that work best for the seller and buyer and their needs. Then the offer will be presented to the seller in hopes that they accept it!

Address

3738 Sterrettania Road
Erie, PA
16506

Telephone

+18148351200

Website

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