02/09/2026
Big shift in the housing world — for the first time in years, there are now more homeowners with mortgage rates above 6% than those lucky enough to have locked in below 3%.
This marks the end of an era of ultra-cheap borrowing and opens new opportunities for sellers and buyers alike. Many homeowners are starting to think less about “the rate” and more about the lifestyle and equity they’ve built.
The question now: will 2026 be the year more people finally make their move despite higher rates?