09/04/2026
Dreaming of your first home? Contact your favorite United agent and make it happen!
🏡 FIRST-TIME HOMEBUYERS: Homeownership may be more affordable than you think! 🔑
If you’ve been dreaming about buying your first home but are worried about the down payment, credit requirements, or monthly payment, don’t count yourself out just yet.
At UNITED REAL ESTATE GALLERY, we want first-time buyers to understand that there are several financing options designed to make purchasing a home more attainable.
Depending on your qualifications, you may have options that include:
🏠 FHA Loans — Down payments as low as 3.5% with more flexible credit guidelines.
💰 Conventional 97 Loans — As little as 3% down for qualified buyers.
🌳 USDA Loans — 0% down for eligible buyers and properties in qualifying areas.
🇺🇸 VA Loans — Eligible veterans, active-duty service members, and certain surviving spouses may qualify for 0% down and no monthly mortgage insurance.
🔑 Down Payment Assistance Programs — State and local programs may help qualified buyers with down payment and/or closing costs.
The biggest mistake you can make is assuming you can’t afford to buy without exploring your options.
Every buyer’s financial situation is different, and loan programs have specific eligibility, income, property, credit, and underwriting requirements. Our REALTORS® can help you understand the home-buying process and connect you with trusted lending professionals who can determine which programs you may qualify for.
📲 Ready to find out what homeownership could look like for you?
Contact UNITED REAL ESTATE GALLERY and let’s start your journey toward owning your first home!
🔵 UNITED REAL ESTATE GALLERY
Helping you find the way home.