10/18/2026
Buying a Home in Cook County? You May Qualify for Up to $25,000 in Assistance.
Homeownership may be closer than you think.
The Cook County Down Payment Assistance Program reopened for its third phase in July 2026, and it offers some significant benefits for qualified buyers. Cook County
Qualified buyers can receive 5% of their final first mortgage loan amount, up to $25,000, which can be used toward a down payment, closing costs, or even an interest-rate buydown. Even better, the assistance is structured as a forgivable second loan over five years. Cook County
And you do not have to be a first-time homebuyer to qualify. The program is available for eligible single-family homes, townhomes, and condos in Cook County. Income limits generally apply, but buyers purchasing in certain designated areas may qualify without an income limit. A minimum credit score of 620 is required. Cook County
Are you curious to see if you qualify? Give me a call and I'll be happy to help.