Des The Mortgage Guy

Des The Mortgage Guy With over a decade's experience in the financial industry, Desmond knows how to navigate the complex world of mortgage financing.

When it comes to mortgage financing… you’ve got a guy. 🏡💼
Proudly serving first-time buyers, veterans 🇺🇸🪖, first responders 🚔🚒, small business owners 📊, and investors 📈
📍IL/WI
Official Mortgage Partner of the Wisconsin VFW ⭐ He specializes in working with first time home buyers, first responders, the brave men and women who have served in the armed forces, and those whose financial situation requi

res outside the box thinking. When the big banks say no, Desmond says yes!

2387807, MAK Mortgage, Inc. Motto Mortgage Affiliated, 501 Peterson Rd Suite 200B, Libertyville, IL, 60048, Illinois Residential Mortgage Licensee
915359, MAK Mortgage, Inc. Motto Mortgage Affiliated, 501 Peterson Rd Suite 200B, Libertyville, IL, 60048, Illinois Residential Mortgage Licensee
As an Equal Housing Lender, We Do Business in Accordance With Federal Fair Lending Laws UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, DISABILITY, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF18) TO: Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property

Do you want a loan officer focused on his weekend golf outing… or a mortgage adviser focused on protecting your money?Wh...
06/17/2026

Do you want a loan officer focused on his weekend golf outing… or a mortgage adviser focused on protecting your money?

When the Fed took a hawkish stance this afternoon and left future rate hikes on the table, I was watching the markets closely. I recognized pricing was about to worsen and locked my client’s rate just 19 minutes before the shift.

That timing saved them over $600 in costs.

Who you choose for your mortgage matters. Don’t trust just anyone—work with a professional who keeps their finger on the pulse and puts your financial interests first.

Before closing day, small money mistakes can turn into big delays. Watch out for things like new credit inquiries, large...
06/16/2026

Before closing day, small money mistakes can turn into big delays. Watch out for things like new credit inquiries, large purchases, changing jobs, or moving money around without documentation. Remember to stay steady, keep things consistent, and reach out if you're unsure about anything that could impact your approval.

06/07/2026

😍😍😍

06/03/2026

🏡 BEYOND THE HEADLINES 🏡

You may be seeing reports that more homeowners are pulling their homes off the market. According to Redfin, delistings are rising nationwide and approaching levels seen during the early days of the pandemic.

But real estate is local, and Chicagoland is telling a different story.

While some cities are seeing a large number of canceled listings, the Chicago area had the second fewest delistings among major metro markets. That means buyers are still active, homes are still selling, and competition remains strong.

In a market like this, having the right team matters. A knowledgeable lender and experienced realtor can help you put together a winning offer and move confidently through the homebuying process.

Thinking about buying a home? Send me a message, and I'll connect you with one of the great Chicagoland realtors I partner with. Let's make your homeownership goals a reality!

On this day and every day we honor, respect, and remember those that have made the ultimate sacrifice to protect the Ame...
05/25/2026

On this day and every day we honor, respect, and remember those that have made the ultimate sacrifice to protect the American dream 🇺🇸

04/25/2026

🏡Open House today!🏡
9215 S. 83rd Ave, Hickory Hills
Saturday, April 25th, 11am-1pm
4 Bedrooms (2 on the main level)
2 Full Baths (1 on the main level)
+2,000 sqft inside
Over half and acre outside!

Stop by and say hi to Kyle Altenburg and find out how much down payment and monthly payment. It would take to purchase this home. It’s less than you would think!

Channel your inner Beyoncé this Friday, because the latest homebuyer data is clear… the single ladies are making serious...
04/24/2026

Channel your inner Beyoncé this Friday, because the latest homebuyer data is clear… the single ladies are making serious power moves in real estate 💃🏡

While married couples still make up the largest share of buyers, single women are outpacing single men at every age level and it’s not even close. Across Chicagoland, women between 22 and 40 are stepping up, building wealth, and taking control of their financial future.

Here’s why that matters:
On average, about two thirds of net worth comes from home equity. And homeowners? Their net worth is roughly 44x higher than renters.

Forty. Four. Times.

This isn’t just about buying a place to live. It’s about building something that works for you long term.

So today we’re celebrating the women making bold moves toward homeownership and financial independence 👏

And fellas… unless you’re planning on finding a future sugar momma, it might be time to catch up 😅

If you’re curious what buying could look like for you in today’s market, let’s talk.

While it has been a tumultuous week for mortgage interest rates, perspective matters. Mortgage rates this date last year...
03/27/2026

While it has been a tumultuous week for mortgage interest rates, perspective matters. Mortgage rates this date last year were 6.82%. Today, they are a 6.64%. Despite the doom and gloom news reports, homebuyers have more opportunity today than a year ago.

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Evergreen Park, IL

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