07/11/2026
# How Our Second Chance Program Works
# # # Example
Let's say your mortgage payments have fallen behind and you need **$50,000** to bring your loan current.
Here's how our program could work:
* Mortgage Reinstatement: **$50,000**
* One-Time Program Fee: **$15,000**
* Total Amount Advanced: **$65,000**
We bring your mortgage current and leave your **existing mortgage in place**. That means if your current interest rate is **4.50%**, it stays the same. You do not have to refinance into today's higher interest rates.
# # # Monthly Example
Current Mortgage Payment: **$900.00 per month**
Investor Return:
$65,000 × 11% ÷ 12 = **$595.83 per month**
Your total monthly payment would be:
* Existing Mortgage Payment: **$900.00**
* Investor Payment: **$595.83**
**Total Monthly Payment: $1,495.83**
You remain in your home while rebuilding your credit and improving your financial situation.
# # # Buyback Option
The property is temporarily transferred into our LLC while you remain in the home.
You have **1 to 2 years** to purchase your home back.
**Example Buyback:**
* Buy back after Year 1: **$85,000**
* Buy back after Year 2: **$95,000**
Many homeowners use this time to:
* Catch up on their finances.
* Improve their credit score.
* Pay down debt.
* Qualify for a HELOC, second mortgage, refinance, or other financing to repurchase their home.
If you have enough equity, we may also be able to provide additional funds to pay off credit cards, auto loans, or other high-interest debt, which can significantly reduce your overall monthly obligations.
# # Why Homeowners Choose Our Program
* Stop foreclosure.
* Keep your existing low-interest mortgage.
* Stay in your home.
* Avoid moving your family.
* Time to rebuild your credit.
* Opportunity to buy your home back.
* Potential access to equity to pay off other debt.
For more information or to see if you qualify, contact:
**Jeffrey Abraham**
Fast Money for Flips International
📞 720-498-2736
🌐 2ndChancePrograms.com
