08/26/2025
🏡🚫 Myth 1: You can only have one VA loan at a time.✅ Truth: You can actually have more than one VA loan, depending on entitlement and loan limits.🚫 Myth 2: You can only use your VA benefit once.✅ Truth: You can use your VA loan benefit over and over again!🚫 Myth 3: You can’t use gift funds.✅ Truth: VA loans allow gift funds from family to help with closing costs or down payment.🚫 Myth 4: You need perfect credit.✅ Truth: VA loans are more flexible with credit compared to conventional loans.🚫 Myth 5: VA appraisals take forever.✅ Truth: VA appraisals are usually completed within the same timeline as other loan types.🚫 Myth 6: Seller has to pay all closing costs.✅ Truth: Sellers are not required to pay closing costs. They can, but it’s negotiable!🚫 Myth 7: You can’t use a VA loan for a fixer-upper.✅ Truth: VA renovation loans exist to help you finance home improvements too!⸻💡 The VA Home Loan is one of the BEST benefits available to military service members and veterans — don’t let myths hold you back.📲 Want to learn how to use your VA benefit in Hawaiʻi? Let’s chat!
