Danielle A Taylor HarkesRealty&Associates

06/15/2020

Contact me today at 609-337-4200 ext 215

06/15/2020

Buy a house and get a 15 year fixed mortgage rather than a 30 year mortgage. Saves a lot of money in interest over the life of the loan. If you must get the 30 year mortgage verify no prepayment penalty. This gives you the flexibility of paying off early if you are able. But also gives the option of making lower payments when times are tough....

When you start your job, get an HSA account not FSA and get the high deductible health insurance. It will lower your tax bracket and the money is yours to use. You also earn 40% in most cases after 10k!!!

Never buy a car brand new! I’ve watched Escalades go from 100k (new) to 35k four years later.

Get you an LLC (incorporate your name!!) and run it as an S Corp. Remember Jay-Z quote “I’m not a Businessman I’m a Business Maaaaaaaan....” let that sink in.

Build business credit! The loans are bigger and the interest rate is lower.

Get a business bank account (in most cases this costs around $500 to start). Some people got two stimulus checks (one from Trump and one from the SBA). Also no fees.

Go to Jr. College first and transfer into a four year college (unless you have scholarships to mitigate the costs) as a Junior.

School is a power move you must be able to secure the bag. Majors in STEM will always be needed, are in high demand and the skills can directly help the black community.

Get with your peers from your graduating class and others together at homecoming on one day for two hours to plot and strategize how we can move our communities forward (commerce, politics, education, etc...)

If you want to support Black People, support Black Business and Black Institutions of higher Education.

Get life insurance (term and whole life) for you and your children as soon as they are born (one thing is for sure is we will die...might as well leave your kids something extra!). The sooner you get it, the cheaper it is. And you can borrow against it to fund certain projects. Also, the ones that pay out dividends are the best! They normally are associated with the market (money market accounts). IUL’s are great!

Get the people in your immediate family to save collectively! If 10 people save $500/month, that’s 60k every year. You could buy 3 starter homes every year and in 4 years all ten of you are home owners. Buy on the same block or neighborhood if you can...this way you control the value of the homes (remember Monopoly!).

repost, I did

06/09/2020

A message from Harkes Realty & Associates...

06/08/2020

📞Contact me today at (609)-337-4200 ext 215

05/29/2020

📞 Contact me today at (609)337-4200 ext215

If you are looking to buy, consider teaming up with Harkes Realty & Associates. Our team is dedicated to helping you find the home that fits your needs. The buying process is something you don't want to go through alone. So whenever you're ready, contact us at any time!

www.harkesrealty.com
[email protected]
(609) 337-4200

02/26/2020

Are you or anyone you know looking to buy, invest or sell real estate 🔑🏠? Contact me today 📞 at (609)-337-4200 ext 215



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#20/20Vision

02/24/2020

02/24/2020

Now is the time! Use your tax refund to put money down on your new home 🏠🔑Contact me 📞 today at (609)-337-4200 ext 215

02/21/2020

UPCOMING EVENT! On March 21st 10:30am-12pm, we will be hosting a Financial Blueprint Seminar.

From building financial security to managing debt, this FREE seminar will give you the tools needed to have a strong financial foundation.

To RSVP, click the link below. Please share this flyer with family, friends, co-workers, etc. We can't wait to see you!

https://www.eventbrite.com/e/blueprint-for-financial-success-tickets-95658143081

02/19/2020

Check these properties out and give us a call 📞 (609)-337-4200 ext 215

cell: 609-826-6662

email: [email protected]