Tracy Severson, Realtor at Coldwell Banker Burnet

02/14/2026

02/11/2026

How about now? A, B , or C?

02/10/2026

A Window of Opportunity in the Real Estate Market.

It’s 34 degrees, the snow is shrinking, and you can finally see patches of grass again. That’s exactly what the housing market feels like right now.
• Rates have eased into the low 6s.
• Showings in the $800K–$1M range are up 46%.
• Move-up buyers are leaning back in.

This is a window of opportunity — that early thaw when smart buyers and sellers start moving before everyone else realizes the season changed.

If you’re in the upper bracket and even considering a move in 2026, you’ll want to understand what this shift means:
• Where rates are likely headed
• Why the $800K–$1M surge matters
• What the first half of 2026 could look like
• And whether waiting helps — or costs you
Momentum is building — quietly. If a move is on your radar this year, this is worth the read.

  If you’ve been waiting for a sign, this might be it. Mortgage rates have eased into the low 6s, averaging 6.2% last week. That’s a meaningful shift from where we’ve been, and notably, forecasts are calling for rates to drift into the 5.5–5.75% range by mid-2026. Translation? Money just go...

01/26/2026

Everything outside in the Twin Cities is frozen solid…
but the housing market is starting to show early signs of ice-out.

Mortgage rates just hit their lowest level in three years, and we’re finally seeing early movement from both buyers and sellers. It’s not a frenzy — but it is a shift.

I break down what this means for our local market in my latest blog.

Mortgage Rates Are Finally Doing Something Interesting (And Yes, It Matters in the Twin Cities) For the first time in a while, the housing data is actually…interesting. Mortgage rates recently dipped to a three-year low (around 6.06%) before ticking back up slightly to about 6.2%. That small move ...

01/14/2026

If this week was a Talor Swift song, the market data would be the part where you’d say, “I think I’ve seen this film before.” Most of the numbers look a lot like last week – and the week before that. So rather than force another play-by-play of nearly identical stats, I’m sharing a preview of what 2026 is lining up to bring to the Twin Cities housing market — and why this year may finally deliver a more balanced, more navigable market for both buyers and sellers.

https://tracyseverson-minnesota.sites.cbmoxi.com/2026/01/14/2026-twin-cities-housing-market-forecast-more-balance-better-affordability-and-what-it-means-for-luxury-homes

01/05/2026

The housing market is easing into 2026 a little like the rest of us — slowly, cautiously, and with coffee ☕️ If you’re thinking about a move in 2026, this is a great time to start the conversation — before everyone else does.

📉 Showings were down about 20% last week, which is very typical for early January. Buyers were traveling, unplugging, and resetting after the holidays.

What is interesting:
✔️ Showings in the $800K–$1M range were up nearly 17%
✔️ Mortgage rates are holding around 6.2%
✔️ Buyers who are active right now are serious — and selective

If you’re a seller, pricing and preparation matter more than optimism. If you’re a buyer, patience plus clarity is your advantage.

The market is recalibrating. Momentum usually builds as January turns the corner. Stay tuned!

Twin Cities Housing Market: Still Quiet — and That’s the Point If this week’s market data feels familiar, that’s because it is. And that’s actually the story. 📉 Showings: Still Soft, Still Expected Showing activity was down 19.7% compared to last year — almost a carbon copy of late De...

12/29/2025

📊 This week’s housing market is like driving I-94 through Wisconsin -- Flat. Predictable. Not bad. Not exciting. Just… more of the same.
Here’s what the data says:
• Showings down 26.5% YoY
• No price range saw growth
• $250–300K held up best
• $300–400K still leads activity (27.1%)
• $1M+ homes = 2.7% of showings
• Rates around 6.2% (compared to 6.6 - 6.72% this week in 2024)
This week is always slow — people are traveling, recovering from the holidays, and mentally gearing up for the new year.
Homes that are priced right and well-prepared still stand out. The rest kind of… blend into the scenery.
If you want to talk through what this means for your house or your plans in 2026, I’m happy to help.

If I had to describe it in one image, it’s this: driving through Wisconsin on I-94. Flat. Predictable. Not terrible. Not thrilling. Mostly… more of the same. That actually tracks pretty well with the data. 📉 Showings: Quiet, but not alarming Last week, showing activity was down 26.5% compared...

12/15/2025

Weekly Market Memo - The housing market this week is giving:
“I’ll start fresh in January.” 😌

📉 Showings down 22.9% YOY
🏡 $800K–$1M holding up best
📊 $300K–$400K still the busiest price range
💰 Rates hanging around 6.3%

December buyers aren’t gone—they’re just distracted, selective, and slightly overcommitted socially. The serious ones are still watching closely and ready when the right house shows up.

Quiet market ≠ dead market.
It’s just wearing sweatpants right now.

Let’s talk about what the housing market did last week—spoiler alert: it moved about as fast as someone getting off the couch after a second plate of Christmas cookies. Showing activity was down 22.9% compared to last year. No panic required. This is mid-December doing exactly what mid-December ...

12/10/2025

Weekly Market Memo | 12.08.25
Serving up this week’s housing market vibes 👇

📉 Showings were down 13.4%—buyers are basically saying, “We’re looking… but don’t rush us.”
✨ The winners? Homes priced $800K–$1M, up 7.8%. Apparently that’s where buyers still have a pulse.
🏡 $300–$400K saw fewer showings but still dominates the market because, well… everyone loves a good value.
💲 Rates at 6.3%—not enough to scare buyers away, not enough to make them sprint either.

Overall vibe:
The market is moving, but with the same energy as holiday shoppers comparing gift wrap—careful, intentional, slightly suspicious.

If you want help translating this into a strategy for your listing or buyer, I’ve got you.

Grab your coffee, your emotional-support water bottle, and maybe a carbohydrate—because this week’s numbers are… a mood.   🔍 Showing Activity Overall showings were down 13.4% from last year. Translation: buyers are still out there—they’re just moving with the same energy we all have wh...

12/02/2025

THE SLOW MARKET 🍗😴
(aka: The Post-Thanksgiving Housing Hangover)

If the market had a personality this week, it would absolutely be lying on the couch with loosened pants, avoiding eye contact with the fridge full of leftovers.

Here’s the vibe:

📉 Showings were down 14.8% compared to last year.
Totally normal. Totally seasonal. Half the metro was still traveling, and the other half was Googling “is leftover pie still okay on day 5?”

🔥 The one segment that didn’t nap?
Homes in the $600–$800K range — showings were up 2.2% YoY.
Plot twist: they’re the only ones still awake and functioning.

🛋 The $300–$400K range?
Showings down 15.7%, but STILL 26.6% of all activity.
Basically Target at 7am the Sunday after Thanksgiving — slower, but still where everyone eventually ends up.

💰 Rates:
Sitting around 6.2%, which is the mortgage equivalent of “meh, fine.”

🧭 Bottom line:
The market isn’t struggling.
It’s stretching after a big meal.

Expect a soft first half of December, followed by a slow-but-steady pickup as early 2026 sellers get restless and buyers re-engage before Super Bowl Sunday.

If a move is even kind of on your mind — this is the perfect time to ask the real questions:

✔️ When should you list?
✔️ What price makes sense?
✔️ What’s happening in your neighborhood?

Talk to me.
I’ll give you the straight, honest, no-sugar-coating version.

This week, the housing market officially entered its Post-Thanksgiving Leftover Funk. You know the phase:No one knows what day it is, stuffing is now a breakfast food, and we’re all just quietly pretending the fridge isn’t a Jenga tower of half-empty containers. Showings slowed, attention drifte...

11/25/2025

"The Market is in Its Pre-Thanksgiving Food Coma”
…because showings dipped, half the buyers are mentally at Costco, and everyone is pretending they aren’t stressed.
https://tracyseverson-minnesota.sites.cbmoxi.com/2025/11/25/%f0%9f%94%b7-weekly-market-memo-week-of-november-24-2025