Melissa Nelson, Mortgage Matchmaker, NMLS #452479

Melissa Nelson, Mortgage Matchmaker, NMLS #452479 25+ years of experience in the mortgage industry gives me the upper edge in understanding which mortgage products that are the right fit for my clients.

Having an education in psychology and 25+ years in the mortgage industry gives me the upper edge in not only understanding which mortgage product will meet the needs of my clients but the ability to connect with them on a personal level. After all, in today's world, getting a mortgage is much like meeting with a counselor...aka a "mortgage matchmaker". I have held several positions in the mortgage

industry since 1988, from receptionist/opener to closing and post closing. Having a complete understanding of the entire process from the beginning to the end gives me an upper hand in educating my clients. I look forward to talking with you, and appreciate your referrals...as always with much gratitude! https://bit.ly/SLDisclaimer

My soulmate doing mortgages with me
06/24/2026

My soulmate doing mortgages with me

06/23/2026
Hiring a moving company? Asking the right questions before booking can help you avoid unexpected costs, understand what'...
06/22/2026

Hiring a moving company? Asking the right questions before booking can help you avoid unexpected costs, understand what's included, and feel more confident on moving day. A little preparation upfront can make the entire moving process smoother. Save this checklist for your next move or share it with someone who's planning one.

Many buyers focus only on the loan amount and interest rate, but your total monthly housing payment often includes sever...
06/19/2026

Many buyers focus only on the loan amount and interest rate, but your total monthly housing payment often includes several additional costs. Property taxes and homeowners insurance are commonly escrowed into the payment, while some loans also require mortgage insurance. If the home is part of a homeowners association, HOA dues may factor in your monthly budget as well.

Understanding the full payment, not just the mortgage portion, can help you budget more confidently and avoid surprises during the homebuying process.

Getting preapproved is an important first step in the homebuying process because it gives you a clearer picture of your ...
06/16/2026

Getting preapproved is an important first step in the homebuying process because it gives you a clearer picture of your budget before you start house hunting. We'll review your income, credit, debts, and financial history to help determine how much you may qualify to borrow. A preapproval can also strengthen your offer by showing sellers you're a serious buyer with financing already underway. Plus, it can help make the closing process smoother once you find the right home.

Many buyers wait for a "better" time to buy, but housing markets don’t always move as expected. A lower home price can h...
06/12/2026

Many buyers wait for a "better" time to buy, but housing markets don’t always move as expected. A lower home price can help affordability, but higher interest rates may increase monthly payments enough to offset those savings. At the same time, rising home values and limited inventory can make homes more expensive over time, while waiting may mean missing out on equity growth.

Instead of trying to perfectly time the market, focus on whether buying makes sense for your finances, timeline, and long-term goals today. I can help you evaluate your options and create a strategy that fits your needs.

We got our CAD Combos from United Nutrition! Head over there to get yours before they close! :)
06/11/2026

We got our CAD Combos from United Nutrition! Head over there to get yours before they close! :)

Inventory is picking up and it looks like the active first time homebuyers are getting out there and purchasing! If you ...
06/10/2026

Inventory is picking up and it looks like the active first time homebuyers are getting out there and purchasing! If you are thinking about purchasing, reach out to us today!

Nothing makes my day like seeing amazing clients get the keys to their new home.Helping families plant roots in our comm...
06/10/2026

Nothing makes my day like seeing amazing clients get the keys to their new home.
Helping families plant roots in our community is why I love what I do.
Congratulations to this wonderful couple on their closing — welcome home!

Big shout out to Michael Walz with Re/Max Results for always trusting his clients with us!

Address

37 Water Street
Excelsior, MN
55331

Website

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