David Thurman

12/04/2024

A new program that begins Jan. 2 is offering $10,000 rebates to people who purchase newly constructed homes in the state.

12/02/2024

December is here, and so are the holidays! It’s a time for family, fun, and festive cheer, but let’s not forget—it can also be a challenging season for many of us here in Alaska. With darker days and colder nights, it’s easy to feel overwhelmed or a little down.

This holiday season, let’s make an extra effort to check in on our friends, family, and neighbors. A simple call, text, or visit can mean the world to someone feeling isolated.

And don’t forget to take care of yourself, too! Here are a few ways to keep your spirits bright:

Get outside when you can—yes, even for a few minutes! The crisp air and a little daylight can work wonders.

Cozy up with something warm and take a moment to reflect on what brings you joy.

Crank up the holiday tunes or watch your favorite seasonal movies for an instant mood boost.

Volunteer or lend a helping hand—giving back always feels good!

We’re all in this together, and with a little kindness and connection, we can make this a truly magical time of year.

How do you stay upbeat during these winter months? Drop your tips in the comments!

11/21/2024

The roads are slick, so take it slow and give yourself plenty of time to get where you're going. With winter weather here, it's also a good reminder for anyone looking to buy a home in the Fairbanks North Star Borough to consider road maintenance when choosing a location.

Some roads are maintained by the city, some by the state, and others... not at all. Knowing who’s responsible for clearing and maintaining the roads near your future home is crucial during these snowy months!

Want to check who maintains the roads in your area? Click the link below:
https://fastplanning.maps.arcgis.com/apps/instant/media/index.html?appid=dc754f08651e497fabddfbc03c2323ef

Stay safe out there!

11/21/2024

You Don’t Need 20% Down to Buy a Home!

If you’ve been holding off on buying a home because you think you need a 20% down payment, it’s time to reconsider! While a 20% down payment can help you avoid private mortgage insurance (PMI), it’s far from a requirement for most homebuyers. In fact, many financing options allow you to buy a home with much less upfront.

Here are some popular financing options to get you started:

1. FHA Loan
- Down Payment: As low as 3.5%.
- Best For: First-time buyers or those with lower credit scores.
- Why Choose It? Easier qualification requirements and lower credit score thresholds.

2. Conventional Loan
- Down Payment: As low as 3%.
- Best For: Buyers with good credit scores.
- Why Choose It? Competitive interest rates and no PMI if you eventually hit 20% equity.

3. VA Loan (Veterans Affairs)
- Down Payment: 0%.
- Best For: Veterans, active-duty military, and eligible family members.
- Why Choose It? No down payment or PMI, with favorable terms for those who have served.

4. USDA Loan
- Down Payment: 0%.
- Best For: Buyers looking in rural or suburban areas.
- Why Choose It? Supports buyers in qualifying areas with little to no money down.

5. Down Payment Assistance Programs
- Down Payment: Varies (some cover the entire down payment!).
- Best For: First-time buyers or buyers with moderate incomes.
- Why Choose It? Many states, including Alaska, offer programs to help buyers get into homes without a huge upfront cost.

Direct message, comment below, or call/text me at 907-921-4316 if you’re ready to start your home-buying journey or have any questions! Let’s get you one step closer to your dream home.

Call now to connect with business.

11/19/2024

🍂🦃 Thanksgiving is just around the corner! 🦃🍂

As we gear up for the big day, it’s a great time to reflect on all the blessings in our lives. I’m so thankful for this amazing community, the opportunity to help families find their dream homes and the incredible people I get to meet every day.

Now, it’s your turn! What are you most thankful for this year? Share in the comments—I’d love to hear your stories of gratitude. Let’s spread some positivity as we head into the holiday season!

Wishing you and your loved ones a week full of joy, laughter, and all the pumpkin pie your heart desires!

08/06/2024

Hey everyone! Mortgage interest rates are currently below 7%! This is a great opportunity if you're thinking about buying your first home or refinancing your current mortgage to secure a better rate.

**Why Refinance?**

- Lower your monthly payments
- Pay off your mortgage faster
- Convert from an adjustable-rate to a fixed-rate mortgage

**Thinking of Buying?**

- Take advantage of these competitive rates to get more house for your money
- Secure a fixed-rate mortgage and lock in your interest rate for the life of the loan

Interested in exploring your options? Let's connect! I can help you navigate the process, whether you're a first-time homebuyer or looking to refinance. Don't miss out on these great rates! Contact me today to get started.

Feel free to reach out, tag a friend, or share this post. I’m excited to help you and your loved ones make the best real estate decisions.

Looking forward to connecting soon!

⬇️Moving To The Fairbanks Area? Let's Chat!⬇️

https://calendar.app.google/vckuFKjHzFLWEzfcA

07/10/2024

Hope you’re all doing great! As some of you know, I’m passionate about helping people with their real estate needs here in Fairbanks. Whether you’re looking to buy, sell, or invest in property, our team is here to make the process as smooth and rewarding as possible.

Do you or anyone you know have real estate plans in the near future? I’d love to connect! Click on the link below to set up a time to chat! I can provide personalized advice, answer your questions, and help you navigate the market to achieve your goals.

Feel free to reach out, tag a friend, or share this post. I’m excited to help you and your loved ones make the best real estate decisions.

Looking forward to connecting soon!

⬇️Moving To The Fairbanks Area? Let's Chat!⬇️

https://calendar.app.googl/W9Hoqynw6r2fPUUeA

07/02/2024

Hello and welcome! I'm David, a dedicated Realtor with the Walden Home Group in Fairbanks, AK. I'm passionate about helping you navigate the real estate world with confidence. Whether you're buying your first home, selling your property, investing in real estate, or simply curious about the market trends, you're in the right place!

On this page, you'll find:

- Expert tips for buyers and sellers
- Market updates and trends
- Investment opportunities
- Real estate news and insights

My goal is to provide you with valuable information so that you can make informed decisions and achieve your real estate goals. Let's make this journey exciting and successful together!