09/28/2026
Lower Mortgage Rates Help US Buyers Qualify |
As we track the latest shifts in the market, I’m seeing lower mortgage rates opening new doors for buyers—especially compared to this time last year. While rates are still higher than at the start of 2026, they remain below 2025 levels, which is making qualification more achievable for many. For buyers exploring their options, the improved affordability is especially clear in the condominium market, where stabilization has brought many clients back to the table and, in some metros, condos have even outperformed single-family homes in price gains recently.
What does this mean for you? The combination of lower rates and strategic planning can put you in a stronger position to qualify for the right mortgage and build your housing wealth. Midwest markets, in particular, continue to provide valuable opportunities for buyers looking for both affordability and long-term value. Each client’s situation is unique, and I approach your goals with a tailored strategy and a network of resources to make the most of your real estate moment.