Samantha Kinne at First Heritage Mortgage

Samantha Kinne at First Heritage Mortgage Samantha Kinne | NMLS ID #1027154

First Heritage Mortgage, LLC is an Equal Housing Lender
Company NMLS ID #86548
(www.nmlsconsumeraccess.org)

I enjoy helping people. Growing up I wanted to work in the Medical Industry, I had spent some time in the hospital when I was young and wanted to give back to my community in adulthood. When I graduated with my Global and Community Health Degree from George Mason University, I quickly found that my degree was too broad; I was either over-qualified or under-qualified for the positions I was looking into. After a short time working at an IT Sales company, I was offered a job as a mortgage loan officer assistant. At first I was hesitant; I was getting further from my field, but I came to realize that the mortgage industry is also about helping people. I’m assisting with the BIGGEST financial decision of your life! It's gratifying, and I truly love what I do. The Loan process, by all means, is not an easy one. I understand it can be stressful and overwhelming, but by being a Loan Officer and Assistant, I’m able to thoroughly explain the mortgage process and help to make it as smooth and simple as possible. I'm honored to be a part of First Heritage Mortgage. First Heritage Mortgage, LLC is an Equal Housing Lender, and is one of the top 100 largest mortgage companies in the United States. We are ranked #6 in the Washington Business Journal's list of Top Mortgage Lenders in the Washington DC Area for 2013, and we offer virtually every loan program with the most competitive rates you will find! I've been in the industry since 2012 and licensed since 2013, but have gained essential knowledge and skills from my father, Scott Kinne (Vice President - whose been in the industry for more than 30+ years), as well as, from the other two Loan Officer's I assist. I continue to learn and grow from their expertise daily.

Are you guilty of also thinking, “I’ll never be able to save enough for a down payment.” 💭If this thought has crossed yo...
09/18/2026

Are you guilty of also thinking, “I’ll never be able to save enough for a down payment.” 💭

If this thought has crossed your mind, you’re not alone. The good news? You may have more options than you think. 🏡

The 20% down payment rule is outdated, and today’s buyers have access to a variety of strategies and assistance programs that can help make homeownership more achievable.

Learn three ways to boost your savings and explore programs that could help you get closer to the keys in our latest blog. 🔗
https://myoc.io/dRqqY2dzl1E/dWHye

Severe weather can strike when you least expect it. According to NOAA, weather-related disasters cause more than $100 bi...
09/16/2026

Severe weather can strike when you least expect it. According to NOAA, weather-related disasters cause more than $100 billion in damage across the U.S. each year. 🌪️

The good news? A little preparation can go a long way.

Our latest guide covers everything you need to know before severe weather season arrives—from strengthening your home against potential damage to reviewing your homeowners and flood insurance coverage so there are no surprises when you need it most.

Read the blog and take steps today to help protect your home, your finances, and your peace of mind. 🔗
https://myoc.io/dRqqY2dzl1E

Don’t overlook the appraisal in the homebuying process —it’s one of the most important steps in the mortgage process! Bu...
09/13/2026

Don’t overlook the appraisal in the homebuying process —it’s one of the most important steps in the mortgage process! But what happens if the appraisal comes in lower than expected? In today’s market, that’s a possibility many buyers face. 🤔

An appraisal helps ensure you’re paying a fair price for your new home while protecting buyers, sellers, and lenders alike. It provides an unbiased estimate of a property’s value and can help safeguard your investment from day one. 🏡🔧

👉🏼 Read our blog to understand why appraisals can come in low, and know your options if they do!
https://myoc.io/dRqqY2dzl1E/Wz2zL

Do you still feel like the down payment is the biggest thing standing between you and buying a home? A little strategy c...
09/11/2026

Do you still feel like the down payment is the biggest thing standing between you and buying a home? A little strategy can go a long way. 🏡

Well, we dig into three realistic ways to save — from automating your home account and trimming a few key expenses, to stacking assistance programs and gift funds so your goal moves from years away to within reach. 🙌

Read our blog to see how first-time buyers are actually getting to the closing table today and start mapping out your own plan! 🔗
https://myoc.io/dRqqY2dzl1E/0Vr2a

Are you feeling priced out or outbid on homes that should be in your budget? A new housing law might finally shift thing...
09/09/2026

Are you feeling priced out or outbid on homes that should be in your budget? A new housing law might finally shift things in your favor. 🙌

This blog breaks down what the 21st Century ROAD to Housing Act actually does for real buyers — from making smaller mortgages easier to get, to limiting how many single-family homes big investors can scoop up. 🤩

Read our blog to see how these changes could impact your home search. 🔗
https://myoc.io/dRqqY2dzl1E/oQqO7

Your first home might look different than you imagined and that’s okay! 🏡Condos and townhomes are becoming go-to starter...
09/06/2026

Your first home might look different than you imagined and that’s okay! 🏡

Condos and townhomes are becoming go-to starter homes for first-time buyers because they offer a more affordable way into the market than many single-family homes. They each have their own tradeoffs in lifestyle, fees, maintenance, and long-term plans. 🔑

👉🏼 Our blog breaks down what to weigh between the two, how each option fits different budgets and lifestyles, and why getting into a home now can be smarter than waiting years for that ‘perfect’ single-family house.

Check out our blog to start figuring out which path to homeownership makes the most sense for you. 🔗
https://myoc.io/dRqqY2dzl1E/qtVuG

Receiving your keys is an exciting milestone—but it’s only the start of your homeownership journey. 🏡From knowing when y...
09/04/2026

Receiving your keys is an exciting milestone—but it’s only the start of your homeownership journey. 🏡

From knowing when your first mortgage payment is due to keeping important documents organized and planning for ongoing homeownership costs, there are a few key steps that can help make the transition into your new home a little smoother. ✨

Share this checklist with someone who just bought their first home and head over to our blog to learn more! 🔗
https://myoc.io/dRqqY2dzl1E/I5p0C

If you’ve been meaning to give AI a try, remember: you’re just a handful of prompts away from faster marketing and follo...
09/02/2026

If you’ve been meaning to give AI a try, remember: you’re just a handful of prompts away from faster marketing and follow-up. 🤖

You don’t have to figure AI out alone — we’ll walk you through it live. A few simple AI prompts can save you hours every week but only if you know how to make tools like ChatGPT and Claude work for you.

That’s why our marketing team is continuing the Marketing Growth Series with a session designed specifically for real estate agents and loan officers, led by Erica Goodwin and Cotton Walsh from First Heritage Mortgage.

Here’s what we’ll cover:
✨ How to make AI sound like you
✨ How to build your own AI content assistant
✨ How to use AI as your marketing “advisory panel”
✨ Plug-and-play prompts to save hours each week
✨ A live walkthrough of ChatGPT + Claude

You’ll walk away with practical prompts and a simple game plan you can start using the same day.

Save your spot and join us! Register here 🔗
https://myoc.io/dRqqY2dzl1E/TFUUp

Selling your current home while trying to buy your next one? 🏡🔄It can feel like you’re trying to line up a million movin...
09/02/2026

Selling your current home while trying to buy your next one? 🏡🔄

It can feel like you’re trying to line up a million moving pieces at once—but with the right strategy and team behind you, it is possible to make the transition smoother!

From deciding whether to buy or sell first to understanding your financing options, there are a few important things to consider before making your move.

We break it down in our latest blog. 👇

🔗 Learn more here!
https://myoc.io/dRqqY2dzl1E/HJ2ca

Real estate partners, this is your reminder — if AI has been on your to-do list but you’re still not sure where to begin...
09/01/2026

Real estate partners, this is your reminder — if AI has been on your to-do list but you’re still not sure where to begin, this webinar is for you. 🤖

Our marketing team is back with the next session in the Marketing Growth Series, so you can spend less time trying to “figure out” AI and more time putting it to work to grow your business.

Join Erica Goodwin and Cotton Walsh from the First Heritage Mortgage marketing team to learn:
✨ How to make AI sound like you
✨ How to build your own AI content assistant
✨ How to use AI as your marketing “advisory panel”
✨ Plug-and-play prompts to save hours each week
✨ A live walkthrough of ChatGPT + Claude

Spots are limited so don’t miss out! 🔗
https://myoc.io/dRqqY2dzl1E/pRd4o

Address

11325 Random Hills Road, Suite 600
Fairfax, VA
22030

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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