Vested Land Services LLC

03/30/2026

What Homebuyers Should Know About the New FinCEN Real Estate Rule
Buying a home in your own name? Nothing changes for you.
But if a purchase is made without a mortgage and the buyer is an entity or trust, a new federal rule from the U.S. Treasury’s Financial Crimes Enforcement Network (FinCEN) may apply.
Here’s the quick version:
- What FinCEN is doing: Requiring settlement agents to report certain non‑financed residential real estate transfers to help prevent money laundering.
- Who is affected: Buyers using LLCs, corporations, partnerships, or trusts — not everyday homebuyers purchasing in their personal names.
- What’s required: Basic information about the entity or trust and the individuals behind it.
- What it means for closings: It shouldn’t delay your transaction; it’s simply an added compliance step handled by your settlement team.
For official details, see FinCEN’s government FAQ page:
👉 FinCEN Residential Real Estate FAQs (U.S. Treasury) Here’s a clean, Facebook‑ready post that hits the right balance of clarity, brevity, and authority — and includes a direct citation to the official FinCEN FAQ page you requested.

🏡 What Homebuyers Should Know About the New FinCEN Real Estate Rule
Buying a home in your own name? Nothing changes for you.
But if a purchase is made without a mortgage and the buyer is an entity or trust, a new federal rule from the U.S. Treasury’s Financial Crimes Enforcement Network (FinCEN) may apply.
Here’s the quick version:
- What FinCEN is doing: Requiring settlement agents to report certain non‑financed residential real estate transfers to help prevent money laundering.
- Who is affected: Buyers using LLCs, corporations, partnerships, or trusts — not everyday homebuyers purchasing in their personal names.
- What’s required: Basic information about the entity or trust and the individuals behind it.
- What it means for closings: It shouldn’t delay your transaction; it’s simply an added compliance step handled by your settlement team.
For official details, see FinCEN’s government FAQ page:
👉 FinCEN Residential Real Estate FAQs (U.S. Treasury) https://www.fincen.gov/rre-faqs

Have a question, we are always here to answer.

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03/30/2026

NJ real estate taxes are high, we know that, right? So, the State stepped in by creating several programs that would put cash back in the pockets of property owners and tenants. But, NJ now has a new progressive Governor Mikie Sherrill, who is cutting back on the benefits. this column https://www.nj.com/advice/2026/03/stay-nj-anchor-tax-benefits-could-shrink-here-are-5-things-you-need-to-know.html outlines the cutback in benefits.

Lawmakers in Trenton are considering cuts to the property tax programs.

09/29/2025

Another thing to scare and is “mortgage fraud.” Fear not however because the only people who have to,worry about fraud are those who use shifty mortgage brokers. Know whom you dealing with when you make that application. Dave Pressel

It matters whether you're buying a primary or second home.

09/18/2025

A buyer’s potential nightmare averted. https://www.nj.com/atlantic/2025/09/renovations-to-jersey-shore-home-without-a-permit-just-cost-these-sellers-15-million.html

It looked like their dream home. But behind the walls, something was missing: permits.

09/04/2025

It’s a $26 billion housing tax break for the wealthy—but repealing it could rattle the housing market and local economies.

09/03/2025

Own a second home? Read this: https://www.realtor.com/advice/finance/mortgage-interest-deduction-second-home-reform?cid=soc_shares_article_CP

It’s a $26 billion housing tax break for the wealthy—but repealing it could rattle the housing market and local economies.

08/11/2025

Some good information here about Medicaid and its effect on your home.

08/11/2025

🏠 Medicaid & Your Home — The Truth You Need to Know

Many people think owning a home means Medicaid is a “freebie.”
Not true. One of the most common questions we hear is:

"Can I protect my home from Medicaid?"

The answer might surprise you—
and knowing it now could save you and your family a lot of stress later.

Read more here ➡️ Can I retitle a home to protect it from Medicaid?

08/10/2025

📜 Reflecting on Nearly Four Decades of Real Estate Evolution

From the early ’90s to today, the real estate landscape has shifted dramatically—and we’ve been right there with it. In a recent ArcaMax feature, veteran columnists Ilyce Glink and Samuel Tamkin chart the most impactful market and societal changes since 1993:
• Mortgage rate highs and lows – Year-after-year transformations from sub-7% rates in the early ’90s to historic lows under 3% during the pandemic .
• The housing crisis and its aftermath – Boom, bust, tightening of credit, and landmark consumer protections like the creation of the CFPB .
• Pandemic-driven shifts – Ultra-low rates, housing shortages, remote work relocations, and forbearance programs reshaped supply, demand, and how we look for homes .
• Demographics, investors, and climate focus – Millennials now drive homebuying. Institutional investors have grown their footprint. Climate resilience shapes everything from insurance to energy-efficient construction .

Why it matters to you: At Vested Land Services LLC, we’ve witnessed and adapted to each phase—from digitizing showings and e-closings to advising clients on flood zones, solar readiness, and sustainability upgrades. As the market transforms, our commitment stays the same: guiding property owners with insight, expertise, and foresight.

Looking forward? The next chapter is already unfolding with smarter technologies, evolving buyer needs, and resilient design. Ready to explore your real estate options—whether buying, selling, or improving? Let’s talk!

08/01/2025

The subject here is a question we get asked all the time- how do I transfer a property owned by an LLC to an individual? One of the issues often overlooked is the impact of ’s realty transfer fee which can be quite steep. It takes a skilled hand to get through the process, something we have.

https://www.arcamax.com/homeandleisure/realestatematters/s-3789109?ezine=780&utm_source=realestatematters&utm_medium=email&utm_id=L780-J2415898&utm_campaign=1000&lctg=g8EdedS2wbh51U0-h1xBzUV1VJNCgepWzVNsSynzo-c&r=Udeb2fiLtgQdewje8INVhUJmi-ieZDhUwJXdv9z1DalDOjM2NDMyMTg1MDpKOjI0MTU4OTg6TDo3ODA6Ujo4NzEyOTA6UzozNzg5MTA5OlY6NTQ Parent owning property through LLC seeks advice on transferring property to son | Real Estate Matters | Columns | ArcaMax Publishing

Q: I purchased a home in the name of a limited liability company (LLC). I paid off the mortgage on that property around 10 years ago, but the lender never sent me a deed under my name. I now want to put the property under my son’s name. What should I do? A: First of all, we need to clarify a coupl...

07/07/2025

, how will you take title? Tenants in common? Joint Tenants? There are important differences between them. Here's some thoughts on the matter. And, remember, we're here to help.
https://www.arcamax.com/homeandleisure/realestatematters/s-3757873

Q: As a real estate attorney, I am concerned when unrelated persons, even engaged couples, purchase real estate together. In many cases, I find these clients have not considered the various options for ownership of the property they want to buy. I tell my clients to choose a limited liability compan...