Dave Franzoni Realtor

03/12/2026

Should you wait for rates to drop? Will it save as much as you think? Let's take a look at the payment difference.

Let’s say you’re looking at a $500,000 home loan. At 6.1% your principal and interest payment is roughly $3,030 per month. At 5.9% it’s about $2,966 per month.

That’s a difference of only $64 a month.

Not $300.

Not $500.

If you want to take a look at those numbers for yourself and need a lender recommendation, I'd be happy to help.

03/11/2026

431 Madrid Street in San Francisco is now priced at $650,000

Nestled in San Francisco's Excelsior District, 431 Madrid Street offers the blend of city charm and convenience. Nearby you can enjoy the local schools, McLaren Park and its scenic trails, convenient access to public transportation, Mission Street shopping, local shops, cafes, and commuter routes via I-280 and Highway 101 keeping the rest of San Francisco within easy reach. Inside, the residence offers comfortable living spaces making it easy to feel at home, while the surrounding neighborhood delivers a community feel. Whether you're a first time buyer looking for a San Francisco classic or an investor seeking a home with great bones and potential, this home is ready for you to make your own. You could even explore the possibilities of an ADU with a separate side entrance! Enjoy a morning walk through the park nearby, host friends at home, or explore everything the city has to offer. 431 Madrid Street is a wonderful opportunity, Your San Francisco Address Awaits.

https://www.coldwellbanker.com/ca/san-francisco/431-madrid-st/lid-P00800000H5BuiKWSzzjJUtuBBMEnHJwZhPeB0XX

02/02/2026

431 Madrid Street in San Francisco is now priced at $690,000

Nestled in San Francisco's Excelsior District, 431 Madrid Street offers the blend of city charm and convenience. Nearby you can enjoy the local schools, McLaren Park and its scenic trails, convenient access to public transportation, Mission Street shopping, local shops, cafes, and commuter routes via I-280 and Highway 101 keeping the rest of San Francisco within easy reach. Inside, the residence offers comfortable living spaces making it easy to feel at home, while the surrounding neighborhood delivers a community feel. Whether you're a first time buyer looking for a San Francisco classic or an investor seeking a home with great bones and potential, this home is ready for you to make your own. You could even explore the possibilities of an ADU with a separate side entrance! Enjoy a morning walk through the park nearby, host friends at home, or explore everything the city has to offer. 431 Madrid Street is a wonderful opportunity, Your San Francisco Address Awaits.

01/27/2026

Just Listed: 431 Madrid Street San Francisco, CA.
Offered at $749,000
Contact me: 707-410-9003

Nestled in San Francisco’s Excelsior District, 431 Madrid Street offers the blend of city charm and convenience. Nearby you can enjoy the local schools, McLaren Park and its scenic trails, convenient access to public transportation, Mission Street shopping, local shops, cafes, and commuter routes via I-280 and Highway 101 keeping the rest of San Francisco within easy reach.

Inside, the residence offers comfortable living spaces making it easy to feel at home, while the surrounding neighborhood delivers a community feel. Whether you're a first-time buyer looking for a San Francisco classic or an investor seeking a home with great bones and potential, this home is ready for you to make your own. You could even explore the possibilities of an ADU with a separate side entrance!

Enjoy a morning walk through the park nearby, host friends at home, or explore everything the city has to offer. 431 Madrid Street is a wonderful opportunity; Your San Francisco Address Awaits.

01/16/2026

We’ve all felt the effects of inflation, but did you know that homeownership is still a smart investment?

When you own your home, you’re building equity and investing in your future!

Here's why owning a home can be incredibly valuable:

— Stability and security: A home provides a sense of permanence and security, a place to establish roots and raise a family.
— Investment in your future: Owning a home is an investment that can appreciate in value over time, building wealth for the future.
— Freedom and control: You're the boss of your own castle! No more dealing with picky landlords or unexpected rent increases.
— Building equity: With every mortgage payment, you gain ownership of your property. This equity can be a valuable financial asset, tapped into for future needs or retirement.
— A Sense of community: Homeownership often fosters a stronger connection to your neighborhood. You're more likely to invest in your surroundings and feel a sense of belonging.

Reach out today to discuss your real estate goals.

01/14/2026

No alcohol? No problem. These mocktails are just as tasty.

No alcohol, no problem. These tasty cocktails are spirit-free and easy to make at home.

01/12/2026

Use these skin-care tips to keep your skin glowing and protected this season.

Discover essential tips for maintaining healthy skin during colder months.

01/09/2026

The closing process can be overwhelming, but it doesn’t have to be if you ask the right questions.

As you begin to think about the closing process, you’ll want to consider where and when it will happen, who will be in charge, and what can still go right or wrong with your home sale or purchase.

Your agent is your best resource for providing the guidance and recommendations you need. Make sure you ask these questions so you stay informed!

12/23/2025

🎄✨ Last-minute holiday shopping? Don’t forget to shop local! ✨🎄

When you support local businesses, you’re doing so much more than buying a gift—you’re investing in your neighbors, helping create jobs, and keeping our community vibrant and thriving. Every purchase helps a local dream stay alive and strengthens the place we all call home.

As a local realtor, I’m reminded every day that where we live matters. The small shops, restaurants, and businesses are what give our community its character and make it such a special place to live, work, and raise families. 🏡

This holiday season, let’s spread cheer by supporting the businesses that support us all year long. I truly love where I live—and I’m grateful to be part of such an amazing community.

Happy holidays and happy shopping local! 🎁🎄

12/16/2025

Spring gets all the attention, but it’s not always the best time to sell a house. Yes, more buyers show up, but so do a lot of other sellers.

Winter is different. With fewer homes on the market, your house has a much better chance of standing out. And that one advantage can make a big difference.

Thinking about selling, give me a call and let's talk about your real estate needs 707-410-9003

12/02/2025

Renting can feel much less expensive and much simpler than buying a home, especially right now. No repairs, no property taxes, no worrying about mortgage rates – you just pay the bill and move on with your life.

But here’s the part people don’t talk about enough: renting doesn’t help you build your financial future. Meanwhile, homeowners grow their net worth just by owning a home.

So, if you’ve been wondering whether buying is still worth it, the long-term math is clearer than you might think.

Call me and let's discuss your goals for 2026!