Kelli M Howden, Realtor

Name: Kelli M Howden, Realtor
Address: 8 S Church Street, Fairhope, AL, 36532, US
Telephone: +12513277691

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United States
Fairhope, AL
Kelli M Howden, Realtor

Exit Realty Lyon Fairhope

09/24/2026

Welcome, Autumn!

🍂 Crisp mornings, falling leaves, cooler evenings, and that unmistakable feeling of wanting to slow down and stay in a little longer.

It's the season for warm drinks by the window, cozy blankets on the sofa, candles glowing in the evening, and gathering around the table with the people who make home feel like home.

There’s something about fall that makes the simple comforts of home feel even better.

What do you love most about the season?

09/12/2026

Did you know...
Using gift funds for your down payment can be a great way to help you secure a mortgage, but there are some key steps to follow. First, ensure the gift comes from an acceptable source, like a family member, as most lenders have specific guidelines about who can provide these funds. You’ll also need a gift letter from the donor, stating that the money is a gift and not a loan that needs to be repaid. Lastly, keep a clear paper trail of the funds being transferred to your account. By following these steps, you can effectively use gift funds to boost your down payment and get closer to owning your new home!

09/09/2026

Owning a home isn’t just about having a place to call your own—it comes with valuable tax benefits too.

Here’s what you can take advantage of:

🏡 Mortgage interest deductions
💸 Property tax deductions
📈 Potential capital gains exclusions when you sell
📝 Possible deductions for home office use

These perks can add up to significant savings come tax season.

Want to learn how homeownership can boost your financial health? Let’s connect!

08/31/2026

Before you submit an offer, your agent is already working behind the scenes. 🏡

Making a strong offer takes more than choosing a price. A great real estate agent is preparing, researching, and strategizing long before the paperwork is signed.

Here are just a few things they do before you submit an offer:

🔍 Research the property to identify important details and potential red flags.
📊 Analyze the local market to determine a competitive and well-supported offer price.
🤝 Communicate with the listing agent to gather valuable insights about the seller's priorities and the offer process.
📝 Develop a negotiation strategy that helps position your offer as strongly as possible.

And that's just the beginning! From answering questions to navigating negotiations and protecting your interests, your agent is working every step of the way to help you make a confident decision.

Reach out today to build a smart buying strategy!

08/28/2026

🤫 Here's a little insider tip:

Writing contracts and managing showings? That’s just the basics of being an agent.

What really sets an exceptional agent apart? Relationships. 🏠💖

A truly amazing agent is more than a guide through the transaction—they’re your partner in reaching life’s next milestone. They empower you to make informed decisions, break down the complexities, and make the entire process feel seamless.

They’re not just about the deal; they’re about you.

When it’s time to buy or sell, don’t settle for average. Find the agent who sees you as more than a client—the one who’s your real estate confidant, coach, and biggest cheerleader.

Know someone ready to make a move? Share this with them! ✨

08/27/2026

When it comes to cooking, are you team Gas Stove or Electric Stove?

Some people swear by the responsiveness and control of a gas stove, while others love the convenience, clean look, and easy maintenance of an electric stove.

The best choice often comes down to how you cook, what features matter most to you, and personal preference.

08/26/2026

Getting an offer accepted is exciting! 🎉 But before closing day arrives, there are several important steps that help keep the purchase moving forward.

Here’s what buyers can generally expect:

💰 Earnest Money: Your deposit will typically be due within the timeframe outlined in your contract.

🔍 Home Inspection: An inspection can help you better understand the home’s condition and identify potential concerns.

🏦 Financing & Appraisal: Your lender will continue reviewing your finances and may order an appraisal to evaluate the property for lending purposes.

📋 Title & Insurance: Title work begins, and homeowners insurance will typically need to be secured before closing.

✅ Final Approval: Keep responding quickly to lender requests and avoid major financial changes while your loan is being finalized.

🚪 Final Walk-Through: Before closing, you’ll usually have one last opportunity to confirm the home is in the expected condition.

🎉 Closing Day: Once the required documents are signed and the transaction is completed, it’s time to officially become a homeowner!

There are a lot of moving pieces between an accepted offer and getting the keys. Having the right professionals guiding the process can help you stay informed and prepared every step of the way.

Planning to buy a home? Reach out to learn what to expect from offer to closing.

08/25/2026

Big goals aren’t built overnight. They start with small, intentional steps taken today. Whether it’s saving a little more, getting pre-approved, or starting to explore the market, every action moves you closer to where you want to be.

The decisions made today can shape the opportunities of tomorrow. Take the first step toward your future goals today!

08/22/2026

Your home does not need a renovation to feel like a getaway, it just needs intention!

Think soft lighting that shifts the mood when the day winds down, layered textures that feel elevated but still comfortable, and a subtle scent that makes the space feel calm and considered. Add in small details like a made bed that feels intentional, a styled nightstand, or a clutter-free entryway, and the entire home starts to feel more like a boutique stay than a place you simply live in.

Luxury is not only about location. It is about how a space makes you feel.

Reach out for more home styling and real estate insights that elevate everyday living.

08/19/2026

Spring may get most of the attention, but fall can be a fantastic season to list your home. In many markets, this time of year brings unique advantages for prepared sellers.

Here’s why:

🍂 Fall Buyers Are Often More Motivated: Many are relocating, starting a new job, or hoping to move before the holidays.
🏡 Fewer Homes on the Market: With less competition, your home has a greater chance to stand out.
✨ Seasonal Charm Helps: Crisp landscaping, warm lighting, and a welcoming entry create a memorable first impression.
🛠 Small Updates Go a Long Way: Cleaning gutters, touching up paint, and tackling minor repairs can boost buyer confidence.
💰 Pricing Sets the Tone: A well-priced home attracts more attention and helps create momentum from the start.

Every market is different, and the right timing depends on your goals, local conditions, and your home's unique appeal.

Are you curious if this fall is the right time to sell? Let's explore your options together.

Address

8 S Church Street
Fairhope, AL
36532

Telephone

+12513277691

Website

http://kellimhowden.realtor/

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