Real Estate by Pat Cerviello and Debbie Cerviello Samuel

12/07/2022

01/30/2020

Image by InspiredImages from Pixabay When you plan on getting a mortgage, you have some choices. There are conventional, FHA, VA and other options. One term you'll likely hear is a conforming or a non-conforming loan. If you aren't sure what that means, you could end up confused about the kind of lo...

01/23/2020

Image by Shahid Abdullah from Pixabay A home inspection is a service that’s usually paid for by the buyer in a real estate transaction, and you have the option to forgo this when you’re purchasing a house. In almost every situation, however, real estate agents recommend getting a home in...

01/16/2020

The real estate market can be tough to navigate, especially if you want to obtain the best price for your house. Fortunately, we're here to help you analyze the housing sector and make informed decisions as you sell your residence. Now, let's take a look at three tips to help you review the real est...

01/09/2020

If you've decided to put your home on the market, one important thing to keep in mind is that perception is everything -- or close to it, anyway! The impression you make on prospective buyers can either help seal the deal or break it, depending on whether that impression is positive or negative. The...

01/02/2020

There is no reason to stress about the home selling journey. In fact, there are many things you can do to enjoy a quick, seamless property selling experience. Now, let's take a look at three tips to help you streamline the home selling journey. 1. Enhance Your House's Curb Appeal Curb appeal is a ke...

12/26/2019

Two of the most important ingredients in a successful house-marketing campaign are competitive pricing and making a great first impression on prospective buyers. Although your real estate agent can assist in achieving both of those goals, keeping your home in "show ready" condition will be up to you...

12/19/2019

The decision to buy a house may be one of the biggest choices that you make in your lifetime. As such, a potential home purchase should be fully evaluated to ensure you can achieve the best-possible results during the homebuying journey. Furthermore, it may be beneficial to discuss your homebuying p...

12/12/2019

You may have heard the term “escrow” in your experience with real estate. You might know it’s an account, but what exactly does it do for you as a buyer? An escrow account is what your lender uses to make payments on things like property taxes, insurance, and more. The lender collects your mon...

12/05/2019

Getting a home inspection is usually built into the purchase contract for most real estate transactions. A home inspection contingency protects the buyer from getting any unwelcome surprises after they buy the home (think water damage or an HVAC system whose days are numbered). In some cases, home i...