Tim Dougherty Realtor

09/01/2026

Congratulations to Jordan and Brooke Lentsch on the sale of their townhome and the purchase of their beautiful new home! 🏡🎉 What an exciting way to begin a new chapter in life. Wishing you both many wonderful memories and happy years ahead in your new home! ❤️

07/15/2026

Welcome home to this charming 1 1/2-story residence in a desirable Chaska neighborhood! This 3-bedroom, 1-bath home offers a comfortable and inviting layout with many important updates already completed. Enjoy peace of mind with a newer furnace (2019), air conditioning (2020), roof (2020), and updated insulation including interior walls and attic spray foam for improved comfort and efficiency. The kitchen features stainless steel appliances (2020), and the bathroom was remodeled in 2020. Outside, you'll appreciate the privacy of the fully fenced backyard-perfect for relaxing, entertaining, pets, or outdoor activities. The attached garage provides convenient parking and storage, with the possibility of tandem parking by removing the existing workbench. Located near parks, schools, shopping, and downtown Chaska, this home offers a great combination of charm, updates, and opportunity.

ML # 7055863 – Welcome home to this charming 1 1/2-story residence in a desirable Chaska neighborhood! This 3-bedroom, 1-bath home offers a comfortable and inviting layout with many important update...

06/29/2026

Beautifully updated home in a highly sought-after location! The bright, open floor plan offers comfortable living and numerous recent improvements throughout. Enjoy new flooring in the kitchen, living room, bathrooms, laundry area, and upper-level hallway. The remodeled kitchen features quartz countertops, a stylish backsplash, updated cabinetry with modern hardware, and LG stainless steel appliances. Both bathrooms have been tastefully renovated with a fresh, contemporary look. The spacious primary bedroom includes a walk-in closet for added convenience. Relax on the deck overlooking the backyard.

ML # 6812761 – Beautifully updated home in a highly sought-after location! The bright, open floor plan offers comfortable living and numerous recent improvements throughout. Enjoy new flooring in th...

05/25/2026

You’ve probably heard of the Veterans Affairs (VA) home loan. But do you know what it offers?

In a recent survey, 68% of Veterans didn’t know they may be able to buy a home with zero money down. 77% didn’t know PMI isn’t always required.

Many also have no idea they may be able to count their Basic Allowance for Housing (BAH) and Basic Allowance for Subsistence (BAS) as income.

Any of those VA loan benefits could make homeownership more achievable than you realize.

If you’ve served (or know someone who has), get in touch with a trusted lender for more information on VA home loan options and what you may qualify for.



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05/23/2026

Newly Built Home Prices Hit a 5-Year Low

Builder incentives and lower new home prices are working to your advantage in a way they haven't in years. Want to see what's available in your area and what kind of deal a builder may be willing to make? Let's connect.



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If you’ve always assumed a newly built home is just not in your budget, you should know the math just got a little friendlier.

05/20/2026

Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.

Record mortgage debt makes for a scary headline. But context matters.

Equity is near an all-time high, home values have surged, and the vast majority of homeowners are in a position of real financial strength. The conditions that made 2008 a crisis simply don't exist right now.

If you're wondering what all of this means for your situation, whether you're thinking about buying, selling, or just trying to make sense of the market, reach out anytime. No pressure, just answers.



Message me if you like to talk about buying or selling!

You may have seen the headlines lately about mortgage debt in America hitting a record high.

05/18/2026

“What if I buy… and home prices go down?” It’s one of the biggest hold ups some buyers have right now.

And honestly, with everything in the news lately, it's easy to see where that's coming from.

No one wants to make a big financial decision at the wrong time.

But here’s the part buyers need to see.

When you look at home prices over the last several decades, data proves prices usually go up, not down.

Yes, there are a few dips in there. But they’re typically small and short-lived. So, while a few markets are seeing slight declines right now, the bigger trend is clear.

Over time, home prices almost always rise.

That’s why buying a home is generally considered a safe long-term investment (especially if you plan to live there for 5+ years).

So, try not to get too caught up in what might happen with home prices next month or next year. Focus on the bigger picture.

Want to talk...



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05/16/2026

The Pricing Mistake That Could Cost You Your Sale

A lot of homeowners think they can list high now and negotiate later, but that’s a mistake that costs them. And it’s the reason only 4 out of every 10 sellers are getting their asking price or more.

If you want to be in that group, it starts with getting the price right from day one.

Let’s connect so we can make sure you are.



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Most sellers come into the market with one number in mind. And it’s often the one that costs them the most.

05/13/2026

Foreclosures are up, but don't panic.

Yes, filings have risen over the past year. But zoom out and look at the full picture.

We're still below historical norms – and nowhere near levels seen around 2008.
This isn't a crash. It's the market returning to normal after foreclosures were artificially low during the pandemic.

And here's something else worth knowing. These are filings. Not all of them will actually turn into completed foreclosures.

If you've been hearing a lot about this lately and want to make sense of what it means, drop a comment or send me a DM. Happy to talk it through.



Message me if you like to talk about buying or selling!