Penny Johnson

09/13/2024

I am extending an invitation to individuals who have dreamed of owning a home but are held back by fear, uncertainty, or financial doubts. Please contact me directly. Washington State has introduced initiatives to make homeownership more attainable. Specifically, individuals of color with proof of residence in Washington prior to 1968 may be eligible for substantial down payment assistance, up to $150,000, a meaningful move towards reparations.

05/22/2024

This house comes with a locked-in reduced interest rate of as low as 5.75% through List & Lock™, a seller-paid rate-buydown that lowers the buyer's interest rate and monthly payment. See disclosures for terms and conditions. Additionally, there is an extra $5,000 lender credit available when using our preferred lender.

As a full-time Real Estate Professional representing Buyers, Sellers, Investor and Builders I will work diligently for you.

02/01/2018

To all first time home buyers, there's a new program out that will pay the 3.5% down for you to purchase a home. The good thing about this program is if you keep the home for 36 months you do not have to repay. They also help those with down payment assistance if you exceed the income guidelines but don't have the funds to put down. These funds will have to be repaid. Inbox me for more details. Your credit score still need to be 620 or higher.

01/14/2018

Hello FB Friends and Family. I know many of you have the dream of owning your own home. I’m going to give you a few tips on what you need to do to prepare yourself to become a Home Owner.
1. Order a Free copy of your credit report to see where you stand. Go to creditkarma.com this will allow you to get an idea on what is on your credit along with your credit score. You would want to bring your score up to at least 620 to qualify.
2. After evaluating credit try to get any outstanding debt to down to 40% or less if you're unable to pay it off. This will increase your credit score. Any derogatory reporting’s dispute each and every one even if they are accurate.
3. If you are looking to purchase a later down the line and your job offer 401k begin investing the max into that especially if your company contribute. If you are like most and unable to save you will be able to borrow against your 401k to use as a down payment without being penalized for early withdrawal.
4. Last and the most important is DO NOT, I repeat DO NOT go out and purchase a new car for the summer. Stop using your credit cards and work on decreasing your debt. Once you get your home you can go purchase a new car. That auto payment along with any increased debt will increase your debt to income ratio and limit your buying power.
Purchasing a home is a big commitment and it takes a whole lot of sacrifice. But my thoughts are if your capable of paying $1200 plus to rent you can pay that to own. I hope these tips are helpful for those that may be considering purchasing a home. This is not only for people that live in WA State this is for everyone. Feel free to inbox me with any questions.

01/14/2018

As a full-time Real Estate Professional representing Buyers, Sellers, Investor and Builders I will work diligently for you.

11/10/2017

These can certainly be deal breakers.

Everybody always waxes poetic about how they just knew when they found their dream home. But home buyers also know—in that same instantaneous, visceral way—what they abhor. Sometimes, these deal breakers are just personal, but more often than not, swaths of home buyers feel the same way.

11/10/2017

Using books to decorate your living room is a creative way to show your style.

Despite living in this digital age of eReaders, nothing compares to the age old experience of thumbing through actual pages, captivated in the familiar scent of paper and ink. Home libraries and reading nooks still hold their popularity because as human beings we just love to be amongst these paper…

11/08/2017

Investor Alert!!! Don't miss this opportunity to be a part of Seattle's tremendous growth. Three city lots totalling 10,080 sq ft with LR2 zoning in a thriving urban center close to downtown. The walk score is practically perfect!

1626 S Lane St, Seattle 98144. Click for more photos and pricing

11/06/2017

Investor alert!!! Over 1/2 acre level vacant land in the city zoned R14. Don't miss out on this lovely piece of land. Neighboring property also for sale with a 1850sf home new construction MLS # 1213861. Combine the two and maximize the number of units being built. A large Town home development will be going up across the street. Buyer to verify.

82 S 132nd St, Seattle 98168. Click for more photos and pricing

11/04/2017

Investor Alert seeking vacant land zoned R14 26,483 sf. Purchase the land separate and subdivide, or purchase the home and land together which is neighboring properties. Sell the home for purchase price or slightly below and subdivide into multiple lots to own free and clear.
http://www.matrix.nwmls.com/DE.asp?ID=22497593726
http://www.matrix.nwmls.com/DE.asp?k=3206628XS3Q8&p=DE-88000745-890

11/04/2017

Just Listed, North Seattle Home.

03/30/2017

4 Bedroom 1.5 bath home located in Tacoma for sale $219,950 interior completely remodeled also new roof installed. Let me know if you have anyone interested in purchasing.