Holly Kelley, Realtor - Palm III Realty

06/15/2026

👀 Great info! 👇

🌊💧 What is Flood Insurance and How to Get It? 💧🌊

Flood insurance is a special type of property insurance that covers your home and belongings from damage caused by flooding. Unlike standard homeowner's insurance, which typically doesn't cover flood damage, flood insurance helps protect you financially if a flood affects your property. 🏡💙
To get flood insurance, you can start by checking if your home is in a flood-prone area using FEMA's Flood Map Service Center. Then, contact your insurance agent or company to see if they offer flood insurance. You can also purchase a policy through the National Flood Insurance Program (NFIP) or a private insurer. Remember, it usually takes 30 days for a new policy to take effect, so don't wait until the last minute! 📅🔍
Stay safe and stay covered! 💪✨

06/14/2026

Come over to 95478 Plum Loop I Fernandina Beach FL! 11am-1pm Sunday 6/14/2026

06/09/2026

Beyond aesthetics, indoor plants add depth, softness, and a sense of life to a home. The key is styling them so the space feels intentional rather than cluttered.

A few simple strategies make a big difference:
🌿 Vary height and scale to create balance and visual interest
☀️ Place plants based on natural light so they thrive long-term
🪴 Mix planter textures to add dimension without overwhelming the room
📐 Group thoughtfully to avoid a scattered look

When done right, plants become part of the design, not just decoration.

06/09/2026

PRICE REDUCED! Now $260,000. 95478 Plum Loop in Fernandina Beach could be the one!

06/08/2026

⁉️Would you walk into an empty house alone with a stranger?⁉️

🏡 REALTOR® SAFETY MATTERS 🏡
Showing vacant properties can be one of the most rewarding parts of real estate—but it can also come with risks. As real estate professionals, we often meet and tour homes with people we don't know well, making personal safety a top priority.
📌 Always stay aware of your surroundings.
📌 Follow established safety protocols.
📌 Take advantage of self-defense and safety training offered by local police departments, REALTOR® associations, and community organizations.
💬 We'd love to hear from you! How do you stay safe while showing properties? Have you taken a self-defense class you'd recommend? Share your tips in the comments below! 👇

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05/29/2026

OPEN HOUSE Sunday 5/31/2026 from 11am until 1pm at 95478 Plum Loop in Fernandina Beach.

05/22/2026

05/21/2026

Look at who passed her Maine real estate exam! Wooohoooo!! 🎓🏆🎉