02/26/2026
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Trump proposed in his State of the Union that lower mortgage rates can make homes more affordable for buyers while protecting values for current homeowners: "Low interest rates will solve the Biden-created housing problem while at the same time protecting the values of those people who already own a house."
However, in a phone interview with Realtor.com, policy analyst Kyle Pomerleau said that "You can't simultaneously protect the wealth of current homeowners and, at the same time, reduce the cost of acquiring housing for new buyers. Something has to give."