AFS Group

10/27/2026

Buying a home from family or friends? A handshake isn’t enough. 🤝🏡

You still need to work through inspections, financing, title work, and deadlines—with clear written expectations about repairs, costs, what stays, and what happens if the deal falls through.

It’s not about distrust. It’s about protecting your money AND your relationship. ❤️

DM me before money changes hands or anyone signs a homemade agreement. Let’s get the right team and details in place.

Alex Sanchez
Real Broker LLC
Baddie Realtor 🤏🏽
508-868-2325
#757

10/26/2026

10/20/2026

It’s time and I’m ready. #757

10/17/2026

Just out here raw-dogging life. 🤏🏽 #757

10/16/2026

Your own pool in Abilene for $363,000?! Yes, please! 👀🏡💦

📍 7420 Lake Ridge Pkwy, Abilene, TX
🛏️ 3 bedrooms | 🛁 2 bathrooms | 📐 1,632 sq. ft.

This beautifully maintained, one-owner home in Carriage Hills offers a covered patio, sparkling pool, and a primary suite with a separate shower and soaking tub. There’s even a small office just off the garage!

Located in the Wylie school district, close to Wylie East Elementary, Wylie East Junior High, Kirby Lake, shopping, and dining.

📲 Want more details or help arranging a tour? Message me “ABILENE,” and let’s get you connected!

Alexa Sanchez | Real Broker, LLC
Listing courtesy of Yvonne Carter | Real Broker, LLC

10/16/2026

🚨 One convincing email could put your entire down payment in a scammer’s hands.

Wire fraud emails can look like they came directly from your lender or title company. Before sending earnest money or closing funds, call your closing company using a trusted, verified number—not the number in the email.

Last-minute changes or pressure to send money quickly? STOP and call. If you’ve already sent suspicious funds, contact your bank immediately and request a wire recall.

🏡 Buying a home? You deserve guidance from the first conversation to closing day. DM me HOME—I’d love to help you navigate your next move with confidence!

Alex Sanchez
Real Broker LLC
508-868-2325

#757

10/13/2026

Normally, when someone sells a house, their mortgage is paid off and the buyer gets a new mortgage at a currently available interest rate.
An assumable mortgage works differently. If the existing loan qualifies and the buyer is approved, the buyer may be able to take over the seller’s remaining mortgage balance, interest rate, and repayment term.

That means a buyer could potentially purchase a home today while keeping the seller’s much lower mortgage rate.
The buyer does not get the seller’s equity for free. If the home sells for $400,000 and the seller only owes $250,000, the buyer would need a plan for the remaining $150,000. The buyer must also qualify, and the loan servicer must approve the assumption.

Not every mortgage is assumable, but certain FHA and VA loans may qualify. When the rate is low enough, it is absolutely worth asking the question.

Found a home you like?

DM me ASSUME with the listing. I’ll find out whether the seller’s mortgage may be assumable and help you understand what taking it over would actually require.

#757

10/05/2026

Mortgages like to make simple questions unnecessarily complicated.

The balance shown on your statement is typically the principal you still owe. Your payoff amount is the total needed to completely satisfy the loan on a specific date. It can include interest that has accumulated since your last payment, along with applicable fees or other outstanding charges.

That is also why your payoff amount can change from one day to the next. If you are selling, refinancing, or paying off your mortgage early, the number in your online account may not be the final number used to close out the loan.

Thinking about selling? DM me PAYOFF with your address, and I’ll prepare an estimated seller net sheet so you can see what you could actually walk away with.

#757

10/05/2026

Mortgages like to make simple questions unnecessarily complicated.

The balance shown on your statement is typically the principal you still owe. Your payoff amount is the total needed to completely satisfy the loan on a specific date. It can include interest that has accumulated since your last payment, along with applicable fees or other outstanding charges.

That is also why your payoff amount can change from one day to the next. If you are selling, refinancing, or paying off your mortgage early, the number in your online account may not be the final number used to close out the loan.

Thinking about selling? DM me PAYOFF with your address, and I’ll prepare an estimated seller net sheet so you can see what you could actually walk away with.