Tara Warfuel, Realtor Northeast Florida Homes

09/24/2026

Flood zones can be confusing, especially when you’re buying a home in Florida! 🌴

Zone A, AE and X don’t all mean the same thing, and knowing the difference can help you understand the property’s flood risk and whether flood insurance may be required by your lender.

One important thing to remember: Zone X does NOT mean a home can’t flood. It simply means it’s considered a lower flood risk based on FEMA’s mapping.

Before buying a home, check the flood zone and talk with your insurance agent about the specific property. It’s always better to know before you get to closing!

Tara Warfuel, REALTOR®
Coldwell Banker Vanguard
904-476-8476

09/24/2026

A little peek at one of my favorite hobbies! 💕 I make resin art, and you can find some of my pieces at Linen & Rust in Orange Park, FL.

If you love unique, one of a kind gifts, definitely stop by and take a look! Linen & Rust has so many fun finds, home décor, gifts, and local treasures. And of course, check out my resin pieces while you’re there! 😊

The holidays will be here before we know it, and these make such cute, unique gifts for someone who has everything. 🎄🎁

Stop by Linen & Rust and see them for yourself. And if you grab one of mine, I’d LOVE to know which one you picked! 💗

&Rust

09/24/2026

A small pantry can still be incredibly functional with the right setup ✨ These ideas make the most of every inch without sacrificing organization.

Maximize your kitchen storage space with these clever expert tips

09/24/2026

09/23/2026

The first day of fall calls for a dinner that actually feels like the season changed 🍁 These cozy meal ideas are a great way to welcome it in.

And they’re easy enough for a Tuesday!

09/22/2026

Fall outdoor decor is one of the easiest ways to make your home feel seasonal without a lot of effort 🍂 These ideas work for any style of home.

Dress up your porch, patio or outdoor living area with these festive autumn decorating ideas, such as wreaths, window boxes, planters and more.

09/22/2026

Happy First Day of Fall! 🍂🎃

Now if someone could just let Florida know it’s fall, that would be great! 😂

Bring on the fall decorations, pumpkin everything, cooler mornings (hopefully 🤞), and all the cozy vibes. 🧡

Happy Fall, y’all! 🍁

09/21/2026

Here is the latest market overview of Northeast Florida. Want to know how it affects your home or search for a new home? I'm here to answer your questions. Reach out to me anytime.

https://conta.cc/3HuFv9V

09/21/2026

Granola bars are convenient but there are better options out there for keeping you full. These high protein snacks are worth keeping on hand 💪


https://www.realsimple.com/high-protein-snacks-better-than-granola-bar-12070305

09/20/2026

PART 2 🏡💗 You bought the house… now don’t forget these!

Getting the keys is just the beginning. Here are a few important things Florida homeowners should keep on their radar after closing.

🏡 Homestead Exemption: If this is your permanent Florida residence and you qualify, make sure you apply. The standard deadline is March 1. You apply through the Property Appraiser’s Office in the county where your home is located, and many Florida counties offer online applications.

🌴 Know your homeowners insurance: Keep your policy handy, understand your hurricane deductible and review your coverage regularly.

📅 Start a home maintenance calendar: AC filters, pest control, gutters, smoke detectors and routine maintenance are a lot easier to remember when they're scheduled.

📁 Keep your important documents together: Save your survey, inspection report, closing documents, warranties and repair receipts somewhere you can easily find them.

Buying the house is exciting. Taking care of it is how you protect what you just worked so hard for. 💗

Save this for later and send it to someone who just bought a home in Florida!

Tara Warfuel, REALTOR®
Coldwell Banker Vanguard
904-476-8476