Robin Williams - Realtor

09/24/2026

Similar to car shopping lenders typically offer better rates on BRAND NEW homes 🎊

Contact me and let’s discuss your options 📲🗣️

09/18/2026

I agree, updating the credit scoring process has the potential to lower costs by allowing more people to be in the position to buy a home!

09/15/2026

09/04/2026

A 30-year mortgage doesn’t have to become a 30-year sentence.

Here’s the part many homeowners overlook: your mortgage payment is doing two jobs—paying down principal and paying interest. As the principal balance falls, the interest charged over time can fall too. The Consumer Financial Protection Bureau explains that reducing principal builds equity and lowers the balance on which future interest is calculated.

That makes extra principal payments powerful.

Bankrate recently illustrated the math with a $400,000, 30-year mortgage at 6.8%: one additional monthly payment each year could shorten the payoff timeline from 30 years to about 24 years and save roughly $126,000 in interest. Another Bankrate example at 6.44% showed nearly six years shaved off and almost $110,000 in interest savings.

And today’s borrowing environment makes the idea worth understanding. As of September 1, 2026, the national 30-year fixed mortgage rate was reported at 6.76%. At rates like these, interest can represent a lifetime cost.

But don’t blindly throw every extra dollar at your house. Before making additional payments, consider an emergency fund, high-interest debt, retirement contributions, investment opportunities, and your lender’s rules. Also make sure extra money is applied to principal; otherwise, the impact may differ.

The biggest lesson isn’t “pay three extra payments every year.” It’s this:

Small, intentional decisions made consistently can dramatically change the amount of interest you pay and how quickly you build home equity.

Your mortgage term is a schedule—not necessarily your destiny.

Disclaimer: Examples are illustrative and actual savings depend on loan amount, rate, term, timing, and lender rules.
This content is for educational purposes only and is not personalized financial or mortgage advice.

09/02/2026

Your housing needs can change drastically over time, BUT… my phone number hasn’t 🤪📲🤣

You know how to reach me!

That is all, now MAKE today a GREAT DAY!

✌🏽&🖤

09/02/2026

Your first home can be the first step toward something bigger. 🏡🔑 REALTOR® Lisa Patterson shares why patience, smart choices and a long-term mindset can make a difference when building wealth through real estate.

Hear more on the new episode of Real Estate Today.

Lisa S. Patterson Charleston Realtor

09/02/2026

🤣🤫

02/25/2026

The first deal actually fell through.. But can’t complain because we were then presented with a BETTER ONE. Which we got to the closing table in just over 3 weeks! And over list price!!! 👨🏽‍💻💸📈

Nothing fancy just RESULTS! Contact me and we will do the same for you!

📧: [email protected]
📲: (810) 252-0525

01/03/2026

Hi, Hello 🙋🏽‍♂️

Right now, 91% of sellers are hiring an agent to sell their house. That’s a record high - and there’s a reason this stat is off the charts. It’s because this market takes way more than a for sale sign to get the job done.

Pricing, negotiating, and navigating every detail requires a serious level of expertise.

So, if a move is on your mind in 2026, make sure you’ve got a pro in your corner. It could be the difference between your house sitting… and selling.