Lajara Realty Inc.

05/08/2026

Baby boomers accounted for 42% of buyers—the highest of any other age group, according to NAR’s 2026 Home Buyers and Sellers Generational Trends Report. Their soaring home equity from decades of ownership may be freeing them to be more agile than other age groups who are struggling to afford higher home prices. Explore the report: https://bit.ly/4sGXMG9

04/24/2026

From financing strength to contingencies and closing timelines, there’s more to evaluate than just price when reviewing an offer. Get the insights you need to make the right decision for your situation: https://lookforther.realtor/sell/successfully-sell-your-home/what-you-need-to-know-before-accepting-or-rejecting-an-offer/

04/14/2026

Before you fall in love with a house go find your salary on this chart.

Then look at the median home price in the city you want to live in.

If those two numbers don't match up you have a problem that no amount of optimism is going to solve at the closing table.

Here's what this chart doesn't show you and what the bank definitely won't mention.

The mortgage payment is only part of the cost.

On a $420,000 home at $100,000 salary your $2,100 monthly payment is just the beginning. Add property taxes averaging $350 to $500 a month. Homeowners insurance around $150 to $200 a month.

Maintenance costs that average 1 to 2% of home value annually which is another $350 to $700 a month. Utilities on a home that size averaging $300 to $400 a month.

Your actual monthly housing cost just went from $2,100 to somewhere between $3,250 and $3,800.

On a $100,000 salary your take home after taxes is roughly $6,200 to $6,500 a month depending on your state.

That's 50 to 60% of your take home pay going to housing before you've bought a single grocery, made a car payment, or contributed a dollar to retirement.

The bank approved you for $420,000. The bank will be fine.

You might not be.

Buy below what you qualify for. Leave room to actually build wealth inside the house you own instead of being owned by it.

04/11/2026

04/10/2026

LAND FOR SALE
- NEARBY WELL KNOW UNIVERSITY
- BUTLER, PA
- 9 ACRES
CONTACT ME FOR MORE INFORMATION

04/10/2026

LAND FOR SALE
IN PRIVATE RESORT WILKES-BARRE PA
READY TO BUILD A BRAND-NEW HOUSE TO USE IT AS PRIMARY LIVING PROPERTY, VACATION HOME, SECOND HOME, INVESTMENT ETC.

CONTACT ME FOR MORE INFORMATION

04/10/2026

IMMAGING YOURSELF LIVING IN A RESORT WITH SO MANY AMENITIES!!!! GOLF, FITNESS CENTER, POOL, EQUESTRIAN,
BEACH, SPORT CENTER, RESTAURANTS, AND MUCH MORE
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- READY TO BUILD
- PRICE NEGOTIABLE FOR QUICK SALE
MESSAGE ME FOR MORE INFORMATION

04/10/2026

04/10/2026

I bought my first home and signed a 30 year mortgage without fully understanding what I was actually agreeing to.

Most people don't.

Here's what the bank knows that they're not advertising. On a $400,000 mortgage at 6.5% you'll make payments for 30 years and hand over $510,000 in interest alone before you own the home outright. That's more than the home itself cost.

The bank gets paid first. Every single month. For three decades.

But there's a simple move that changes the entire equation and most homeowners never make it.

One extra mortgage payment per year knocks roughly 7 years off a 30 year loan. Two extra payments per year cuts about 14 years.

Three extra payments per year and you're done in 18 years instead of 30 saving over $225,000 in interest on that same $400,000 mortgage.

That's not a refinance. That's not a financial product. That's just sending extra money to principal more often than the bank expects you to.

There's one critical detail most people miss when they try this. You have to confirm with your lender that the extra payment gets applied to PRINCIPAL and not just counted as next month's payment.

If it goes toward future payments instead of principal you lose the entire benefit. Call your lender. Get it in writing.

One extra payment a year is roughly $210 extra per month on a $2,528 payment.

$210 a month to save $225,000 and own your home 12 years early.

That's one of the best returns available to any homeowner sitting on a 30 year mortgage right now.

04/10/2026

Whether you're saving for a new apartment or planning to buy a home, taking small, consistent steps throughout the process will help you remain on track. Visit My Home for more insights on how to preserve your financial goals. https://bit.ly/4dvhFfs