06/03/2026
🏡 Not all home loans are created equal!
One of the biggest misconceptions I hear is, “I need 20% down to buy a home.”
The truth? There are several loan options available, and the right one depends on your goals, finances, and situation.
✔️ FHA Loans – Popular for first-time homebuyers and may require a lower down payment.
✔️ Conventional Loans – Great for buyers with strong credit and can offer competitive terms.
✔️ VA Loans – Available to eligible veterans, active-duty military members, and certain surviving spouses.
✔️ USDA Loans – Designed for eligible rural areas and may offer 100% financing for qualified buyers.
✔️ New Construction Financing – Special programs may be available when purchasing a newly built home.
The best loan isn’t the one your friend used—it’s the one that fits YOUR needs.
If you’ve been wondering what loan program might work for you, let’s talk. I can connect you with trusted lenders who can explain your options and help you find the best path to homeownership.
📞 Heather Nero, REALTOR®
📱 843-702-8713
*eDeeRealtor