06/17/2026
🏡 Looking for a way into homeownership without jumping through the usual lending hoops?
This unique opportunity in Cornelius lets you take over the seller’s existing mortgage through a subject-to purchase. That means:
✔️ No lengthy underwriting process
✔️ Just $19,900 down to get started
And here's the best part… the seller has already paid down TWO YEARS of the mortgage, giving you a head start from day one.
Located on a quiet street in Cornelius, this home sits on a spacious .21-acre lot with 4 bedrooms, 2 bath & 1780 SQFT there is room to enjoy, garden, entertain, or simply spread out.
If you've been looking for an affordable path to homeownership or know someone who has, send me a message for details before this opportunity is gone!
📩 DM me for photos, payment information, and more details.
1st MORTGAGE SUBJECT TO DETAILS:
Sold 2/2025 for $485k
Existing PITI payment: $3,385.13
Interest rate: 6.5%
Down Payment: $19,900
Remaining balance: $475K
Prepayment Penalty: No
Maturity: 04/2054
Monthly principal reduction: $495