09/12/2025
Mortgage rates just hit a 12 month low! đź”»
If you’ve been waiting for rates to drop before trying to buy, or were previously priced out, now is a great time to revisit buying!
Here’s exactly what to do step by step to get started:
1 - Chat with a lender and get pre approved.
Feeling confident with the financial side of things is so important! A lender will be able to help you set a budget, advise on loan types, estimate monthly payments and chat about down payments and closing costs.
Need recommendations for a good lender? I’ll send them your way!
2 - Buyer consult with a realtor 🙋🏼‍♀️
Now that you know you feel confident with the financial side of things, this is where I can help! During a buyer’s consult we’ll discuss your wants and needs in your next home, locations, property type, and goals. I’ll also set expectations for what to expect during the home search and under contract process so there’s no surprises!
3 - Start Looking! 🔎
Here’s the fun part! We’ll begin touring homes that you like and start narrowing down until you find the perfect fit!
🔮 Hopefully rates will continue to go down in to next year. Be warned, if rates make a dramatic drop we could see a spike in demand and an increase in competition when making an offer. ⚠️
