Schwartz Team with Coldwell Banker

Schwartz Team with Coldwell Banker Born in the shadows of the Rocky Mountains in Northern Colorado, Mandi and Adam are natives of the area.

Whether it’s finding the perfect home for you and your family or buying some investment properties, my team and I are ready to help you. Adam and Mandi Schwartz are top agents in Northern Colorado. We have successfully helped clients close millions in real estate transactions. Born in the shadows of the Rocky Mountains in Northern Colorado on the "front range", Adam and Mandi provide exceptional knowledge and experience to their clients. We are excited to be considered as a candidate to help accomplish your real estate goals, and look forward to putting our expertise to work for you!

🀝 Buyer concessions are back in Northern Colorado β€” here's what that means for you.Our August market update flagged it: ...
08/06/2026

🀝 Buyer concessions are back in Northern Colorado β€” here's what that means for you.

Our August market update flagged it: with more inventory and steady rates, sellers are increasingly offering concessions to get deals done β€” covering closing costs, rate buydowns, even prepaids. That's the most buyer-friendly conditions we've seen since 2022.

New on the blog: the Buyer Concession Cheat Sheet. It breaks down:
β€’ Maximum seller contributions by loan type β€” conventional, FHA, VA (yes, the limits differ)
β€’ How to ask for closing-cost assistance the right way
β€’ How to stack concessions with CHFA down payment assistance in Fort Collins, Loveland, Windsor & Greeley
β€’ What counts as a legitimate concession vs. a red flag

We also refreshed the market data on our Loveland, Fort Collins, Greeley, and Windsor city pages β€” median prices, inventory, and days on market, updated for mid-2026.

Whether you're a first-time buyer using CHFA or a move-up buyer in the $500K–$650K range, this guide shows you exactly what leverage you have at the negotiating table.

Read the full guide β†’ https://saahomes.com/blog/buyer-concession-cheat-sheet-northern-colorado/

Adam & Mandi Schwartz | SAA Homes
(970) 999-1407

The Larimer County Fair & PRCA Rodeo is in full swing at The Ranch in Loveland through August 4! 🀠 Carnival rides, 4-H l...
08/02/2026

The Larimer County Fair & PRCA Rodeo is in full swing at The Ranch in Loveland through August 4! 🀠 Carnival rides, 4-H livestock, PRCA rodeo action, concerts, and fair food β€” a true Colorado summer tradition.

Whether you're a longtime local or thinking about making Northern Colorado home, community events like this are exactly why people love Larimer County. Explore Loveland neighborhoods and lifestyle at the link below!

β†’ https://saahomes.com/northern-colorado-areas/loveland/

β€” Schwartz and Associates Β· (970) 999-1407 Β· saahomes.com

Sculpture in the Park is back in Loveland this August 7–9! 🎨 One of the largest outdoor sculpture shows in the country t...
08/02/2026

Sculpture in the Park is back in Loveland this August 7–9! 🎨 One of the largest outdoor sculpture shows in the country takes over Benson Sculpture Garden β€” 150+ juried artists, live music, and a full weekend of art in the Sweetheart City.

Whether you're a longtime local or thinking about making Northern Colorado home, events like this are exactly what makes Larimer County special. Explore Loveland neighborhoods and lifestyle at the link below β€” and maybe we'll see you at the park!

β†’ https://saahomes.com/northern-colorado-areas/loveland/

β€” Schwartz and Associates Β· (970) 999-1407 Β· saahomes.com

🏑 New on the blog! We just published 5 data-rich guides for Northern Colorado buyers and sellers:πŸ“ Fort Collins Housing ...
07/31/2026

🏑 New on the blog! We just published 5 data-rich guides for Northern Colorado buyers and sellers:

πŸ“ Fort Collins Housing at Mid-2026 β€” market stabilization, $612K median, buyer/seller strategy
πŸ“ Moving to NoCo With Kids β€” family neighborhoods, schools & CHFA programs
πŸ“ Greeley's Housing Market at Mid-2026 β€” $430K median, 4.2% sales growth
πŸ“ 19 Cities, One Market β€” the complete region-wide guide
πŸ“ Loveland at Mid-2026 β€” $507K median, 3.4% YoY growth

Each post has full market data, neighborhood insights, and actionable advice. Read more: https://saahomes.com/blog/fort-collins-housing-market-mid-2026/

πŸ’° **Seller Concession Cheat Sheet β€” New Blog Post**Whether you're buying your first home or selling in Northern Colorado...
07/30/2026

πŸ’° **Seller Concession Cheat Sheet β€” New Blog Post**

Whether you're buying your first home or selling in Northern Colorado, understanding seller concessions can save you thousands.

➑️ Conventional loans: up to 6% seller contribution
➑️ FHA loans: up to 6%
➑️ VA loans: up to 4% (can cover debt payoff!)
➑️ USDA loans: up to 6%

Seller concessions can cover closing costs, prepaid items, and rate buydowns β€” giving buyers more purchasing power and sellers a strategic negotiation tool.

Read the full guide with complete breakdown by loan type β†’ https://saahomes.com/blog/seller-concession-cheat-sheet-northern-colorado/

🏑 3 new guides just published on the SAA Homes blog β€” built for Northern Colorado buyers and sellers:🐴 **Equestrian Prop...
07/30/2026

🏑 3 new guides just published on the SAA Homes blog β€” built for Northern Colorado buyers and sellers:

🐴 **Equestrian Properties in Northern Colorado & Wyoming**
From the Horsetooth area of Fort Collins to Bridle Ridge in Timnath to Severance Farms and rural Weld County β€” our complete guide covers horse-friendly neighborhoods, zoning, pricing ($550K to $3M+), and financing options including USDA loans for rural properties. If you're looking for acreage with mountain views and direct trail access, start here.

πŸ“„ **Selling an Inherited Home in Colorado**
Inheriting a home comes with legal and financial decisions that can feel overwhelming. This guide walks through Colorado probate, the step-up basis tax advantage, capital gains rules, carrying costs, and when an as-is sale makes more sense than renovating β€” tailored to Larimer and Weld county markets.

βœ… **Closing Day in Colorado β€” What Actually Happens**
First time buying? Closing day at a Colorado title company takes about 60-90 minutes. This checklist covers the documents you'll sign, the funds you'll bring (cashier's check or wire), final walk-through timing, and what delays to watch for.

Northern Colorado's market is moving β€” whether you're buying your first home, selling an inherited property, or looking for equestrian acreage in the Front Range, Adam and Mandi Schwartz at SAA Homes have the local expertise to guide you.

Read the full guides:
β†’ https://saahomes.com/blog/equestrian-properties-northern-colorado-wyoming/

β€” Schwartz and Associates Β· (970) 999-1407 Β· saahomes.com

Moving to Northern Colorado with kids? 🏑 We broke down the best family neighborhoods across Fort Collins, Loveland, Wind...
07/27/2026

Moving to Northern Colorado with kids? 🏑 We broke down the best family neighborhoods across Fort Collins, Loveland, Windsor, and Greeley β€” plus CHFA down payment programs that can help you buy with as little as zero down.

From Shepardson Elementary in FC to Mountain View Elementary in Windsor, here's where NoCo families should be looking right now.

https://saahomes.com/blog/moving-to-northern-colorado-with-kids/

πŸ“Š July 2026 Northern Colorado Market Update β€” Mid-Year EditionOur team just published the latest breakdown of home price...
07/03/2026

πŸ“Š July 2026 Northern Colorado Market Update β€” Mid-Year Edition

Our team just published the latest breakdown of home prices, inventory, and trends across Fort Collins, Loveland, Windsor, and Greeley. Here's what we're seeing:

🏘️ Fort Collins β€” median single-family ~$612K, recovering from a soft April and stabilizing through late spring. Days on market averaging 38 days, with solid activity under $600K.

🌲 Loveland β€” the most balanced market in the region at ~$507K median (+3.4% YoY). Inventory up 12% from last year, making it an excellent time for first-time buyers using CHFA assistance.

🏠 Windsor β€” premium pricing at ~$585K median. Buyers above $700K have significant negotiating room. Sellers need realistic pricing from day one.

πŸŒ„ Greeley β€” Northern Colorado's affordability anchor at ~$430K median. Multiple showings still common under $400K. New construction builders offering incentives.

Key takeaway: This is the most buyer-friendly summer market since 2022. More inventory, stable mortgage rates, and sellers offering concessions. But well-priced homes still attract strong interest quickly.

Full blog with city-by-city analysis ⟢ https://saahomes.com/blog/northern-colorado-market-update-july-2026/

Adam & Mandi Schwartz | SAA Homes
(970) 999-1407

Mr. Investor - "Why are my 3 units not selling"Agent - "Not sure, lets lower the price there is no demand"Reality - Your...
06/29/2026

Mr. Investor - "Why are my 3 units not selling"

Agent - "Not sure, lets lower the price there is no demand"

Reality - Your agent has your investment listed as a .68 cap rate and no one is seeing it. Highly advisable that when choosing an agent to handle your largest assets, that you hire someone that knows what they are doing πŸ˜ƒ

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3665 Jfk Parkway
Fort Collins, CO
80525

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