Lloyd J. Smith - C3 Real Estate Solutions

Lloyd J. Smith - C3 Real Estate Solutions Lloyd is an expert Fort Collins and surrounding areas real estate professional with a Client-First philosophy. Lloyd’s faith is also very important to him.

For Lloyd Smith, finding himself in a real estate career today is no surprise at all. From the time he was a teenager, real estate has fascinated him, and he knew it was something he wanted to be a part of... someday. After 26 years in the corporate world, Lloyd and his wife, Deana, decided to make the move to Colorado in 2009 where he became a licensed agent and started a new journey in real esta

te, a field that he always felt he would really love. Lloyd’s prior career was in commercial construction, working with a prominent company as a design-build contractor for the exteriors of high-rise office buildings, universities, hospitals, etc. For 17 of those 26 years, he was a project manager and oversaw the design, production, and installation of several notable buildings, including the 27-story Cal EPA Headquarters in Sacramento, Disney Headquarters in Anaheim, 18-story Portland Federal Courthouse, and several of the Silicon Valley tech giants. Lloyd moved into sales for a few years and finally became Vice President over Project Management and Sales. His job required high-stake negotiating, contracts, scheduling, and organization, all of which helped him transition seamlessly into real estate. Even today, Lloyd is able to bring the skills he developed throughout his past career into his present one to expertly benefit the clients he serves. With more than a decade of real estate business under his belt and multiple achievements and recognitions, (such as receiving the 2010 Rookie of the Year award in his first year, being ranked #1 on Google in the “Best Real Estate Agents in Fort Collins” search, and #1 on Zillow’s agent finder list for Fort Collins) he can truly say he is where he is supposed to be. With over 160 Five Star Reviews on Zillow from past clients, Lloyd takes pride in providing “over the top” service, attention to detail and results. He offers guidance and communication from start to finish, and is committed to negotiating hard for his clients. Lloyd works tirelessly to get the results they want and does so with integrity and professionalism. It is for that reason the vast majority of his business (over 90%) is from past clients and referrals from past clients. Lloyd’s greatest satisfaction is helping his Buyers to get into their first home, their “dream home”, or that perfect investment property, and in surprising his Sellers by beating the average sales stats on the MLS by a huge margin (typically with multiple offers, well-over asking price in a very short time). While Lloyd loves spending his time and energy getting his clients the best deal possible, he also loves adventuring in the great outdoors. Hiking, fishing and off-roading are among his favorites. Currently, he is working through summiting many of the 14ers - most of them alongside his daughter, Cherie – and has already summited 15 of them. Lloyd and his wife, Deana, also love Jeeping in Deana’s tricked out Jeep Wrangler Rubicon Hard Rock, and have hit several of the extreme trails around Colorado and Moab, Utah. Together, Lloyd and Deana have two sons and one daughter, all three of whom are grown, married, and starting their own families (making Lloyd a proud grandfather as of 2021). He enjoys being involved with and supporting the local church community he and his family became a part of years ago when they first came to Colorado. Lloyd is excited to be a part of the team at C3 Real Estate Solutions and looks forward to continuing to grow his business with a company that aligns with his goals and mindset and shares similar values. As it always has been, Lloyd’s “promise” is to provide “over the top” service to his clients and to communicate honestly and ethically in all aspects of his business.

O V E R S I Z E DIf there were one word to describe this home, it is ‘Oversized’… or ‘Gorgeous’… or ‘Priced to SELL’ – e...
04/30/2026

O V E R S I Z E D
If there were one word to describe this home, it is ‘Oversized’…
or ‘Gorgeous’…
or ‘Priced to SELL’ – except that’s three words 😂
But its like the Grand Canyon - you have got to see it in person because you simply can’t see the true beauty or size in pictures!
In any case, click on the link below to see more pics (or even a great video!) to get a better idea, then book your showing ASAP.
👉www.1405FoxRidge.com👈

Congratulations to our Sellers - Brandon & McKenzie!Their home brought in 3 offers which made it possible to get under c...
04/17/2026

Congratulations to our Sellers - Brandon & McKenzie!
Their home brought in 3 offers which made it possible to get under contract rather quickly... and with a back up offer in place!
There’s never a question with our clients that we have their best interest at the forefront of all we do.
Brandon & McKenzie are added to our growing list of completely satisfied Sellers.
Our “Home Selling System” works, folks! It is designed to get your home under contract as quick as possible and at top dollar.

Want us to help you sell YOUR Northern Colorado home?
Just visit our website www.LloydJSmith.com/Home-Selling-System/ and read how our Home Selling System could work for you.
Or, maybe you would first like to read some of our 180+ FIVE STAR REVIEWS?
Visit www.LloydsReviews.com and read for yourself how well we serve our clients.

April 2026 BLOG:Multigenerational Living: A Deliberate ChoiceMultigenerational living isn't a fallback anymore — it's a ...
04/07/2026

April 2026 BLOG:

Multigenerational Living: A Deliberate Choice

Multigenerational living isn't a fallback anymore — it's a deliberate strategy more families are choosing. 🏡

According to NAR, 14% of recent buyers purchased a multigenerational home. These families aren't making the best of a bad situation — they're rethinking what "home" needs to do.

Why families are choosing this path:
• Shared costs make homeownership more accessible
• Caregiving support for aging parents or young children
• Remote work makes living near family more feasible
• Daily support and shared routines that strengthen connections

If this is something your family is considering, the key is getting the strategy right from the start — the right property, clear financial structure, and honest conversations before you sign.

Read the full article here ---> https://lloydjsmith.com/real-estate-blog/

Fred & Corinne are repeat clients and we always enjoy working with them! Their current purchase takes them to the beauti...
03/31/2026

Fred & Corinne are repeat clients and we always enjoy working with them!
Their current purchase takes them to the beautiful little town of Milliken. This was a smooth transaction that closed quickly.
We want to help you find Your next (or first!) Northern Colorado home.

Just click here ⤵️
www.LloydJSmith.com/guide-to-buying-a-home/
to learn how our Home Buying Guide can help set you up for a smooth purchase too!

Congratulations to Scott on the purchase of his Fort Collins home!This property had FIVE great offers to contend with.  ...
03/30/2026

Congratulations to Scott on the purchase of his Fort Collins home!
This property had FIVE great offers to contend with.
We were very happy the sellers chose ours even though we were in 3rd place for best price!
With our experience in both writing a competitive offer and negotiating properly, we were able to land this house Scott wanted!
Let us help you find Your Northern Colorado home.
Just click here ⤵️
www.LloydJSmith.com/guide-to-buying-a-home/
to learn how our Home Buying Guide can set you up to hold the winning🏆offer!

Congratulations to our Sellers – Brandon & McKenzie!Our ‘Home Selling System’ is designed to get your home under contrac...
03/09/2026

Congratulations to our Sellers – Brandon & McKenzie!

Our ‘Home Selling System’ is designed to get your home under contract as quick as possible and at top dollar.

This home brought in 3 offers. This scenario allows us to do some incredible negotiating for you. As a result, we are under contract and have one back up contract in place also.

Want us to help you sell YOUR Northern Colorado home?

Just visit our website www.LloydJSmith.com/Home-Selling-System/ and read how our Home Selling System could work for you.

Or, maybe you would first like to read some of our 180+ FIVE STAR REVIEWS?
Visit www.LloydsReviews.com and read for yourself how well we serve our clients.

March 2026 BLOG:What Makes a Listing Stand Out in 2026The playbook for selling a home has changed. Active inventory rose...
03/02/2026

March 2026 BLOG:

What Makes a Listing Stand Out in 2026

The playbook for selling a home has changed. Active inventory rose more than 16% in 2025, and 62% of buyers paid below asking—the highest share since 2019. 📊

Today's listings need to work harder to stand out. Here's what winning sellers are doing differently:

✅ Professional photography that stops the scroll
✅ Pre-listing inspections that eliminate surprise negotiations
✅ Energy-efficient features positioned as cost-saving assets
✅ Pricing with precision from day one

The 2026 winner isn't the cheapest or the biggest. It's the most ready.

Read the full article @ https://lloydjsmith.com/real-estate-blog/

Picture this......It’s your gorgeous 2 story Hartford Home🏡in your quiet north Fort Collins neighborhood. ▪️Inside is a ...
02/13/2026

Picture this......

It’s your gorgeous 2 story Hartford Home🏡in your quiet north Fort Collins neighborhood.
▪️Inside is a wonderful open floor plan with 9 ft ceilings with lots of natural light and beautiful flooring throughout your main level.
▪️All neutral colors make it easy for you to decorate however you please.
▪️Relax in your living room by your fireplace or watch a movie with your friends and family.
▪️Your designer kitchen is a great place to prepare that perfect meal in style. Your high-end quartz counters, all st stl appliances, gas range/oven with hood and tons of cabinets and counterspace make it a joy to cook while visiting with your friends sitting at your center island. You even have a large pantry!
▪️Retreat to your huge master suite with a walk-in closet and en-suite bath.
▪️Your office is conveniently located right next to your front entry.
▪️Your 2-car garage is significantly oversized at 510 sq ft. So, plenty of extra room in there.
▪️Outside is your covered patio for your summer BBQ’s.
▪️Your back yard is fully fenced in and backs up to a lush greenbelt area.
▪️You're very close to a neighborhood park, the Poudre Trail, biking paths and just a 6 minute drive to Old Town.
💲Priced for a quick sale.
Don’t miss this one!💫

Just click on this link ➡️ www.2121Mackinac.com ⬅️

FEBRUARY 2026 BLOG:The True Cost of HomeownershipYour mortgage payment is only part of the story. 🏡Most homebuyers focus...
02/04/2026

FEBRUARY 2026 BLOG:

The True Cost of Homeownership

Your mortgage payment is only part of the story. 🏡

Most homebuyers focus exclusively on their monthly mortgage payment when calculating affordability. But here's the reality: that payment typically represents only 70-80% of what homeownership actually costs each month.

The average cost of owning and maintaining a single-family home in the U.S., excluding the mortgage, is estimated at around $21,400 in 2025—roughly $1,800 per month. When you factor in these costs, a $2,500 monthly mortgage can grow to over $4,000 in total housing costs.

💡 Key takeaways:

- Nearly 45% of homeowners report post-purchase regrets, most commonly due to higher-than-expected maintenance and hidden costs
- Insurance and property taxes continue rising annually—sometimes jumping $200-300/month in a single year
- Home maintenance now averages around $8,800 annually, with first-year owners often facing higher costs
- The solution? Budget for mortgage PLUS approximately $1,800 monthly in carrying costs

True affordability isn't what a lender approves—it's what lets you sleep well at night when the water heater fails or insurance premiums spike.

Read the full article: https://lloydjsmith.com/real-estate-blog/

01/31/2026

Address

2720 Council Tree Avenue Suite #178
Fort Collins, CO
80525

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 8pm

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