Carlos Franco NJ Real Estate

Name: Carlos Franco NJ Real Estate
Address: 2200 Fletcher Avenue #502, Fort Lee, NJ, 07024, US
Telephone: +12012817754

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Fort Lee, NJ
Carlos Franco NJ Real Estate

I help New Jersey, help sell and buy homes. Let me help you find your dream home!

06/24/2022

Let's get straight to the point, YES, you can get approved if you’ve gone through bankruptcy in the past!

You of course want to build up your credit and work on your debt-to-income ratio. The better the ratio, the more you can get approved for.

You want to pay credit card bills on time, take smaller loans with the intention of paying them back quickly to build up credit, and make sure there are absolutely no delinquent bills.

If you are ready to get started in the house hunting process, reach out for a conversation today!

06/15/2022

1) Thinking prequalification is the same as getting pre-approved.

The last thing you want is to find your dream home, want to put an offer, and lose out because of logistics. Getting prequalified is just an estimate of how much you can get approved for, not an actual approval.

2) That you need to put 20% down.

Mortgage lenders may say to put 20% down, but on average, prospective homeowners have put far less down! Reach out if you have any questions about this process.

3) It's a seller's market so you shouldn't buy a home

A seller's market may reflect inventory, but that doesn't mean there aren't other potential advantages. Right now, interest rates are historically low. One major regret from first time home buyers are being locked with an interest rate thats too high.

Make sure to follow the page if you haven't for more useful info in New Jersey real estate!

06/12/2022

1) Be knowledgeable about the process

Lenders will look at your credit history, income-to-debt margins, employment history, income, assets, and credit score.

2) Understanding prequalification is not pre-approval

We are going to go over this in more detail this week, but they are not the same! A prequalification is an ESTIMATE while a pre-approval is an actual okay from the lender for you to be approved for a loan.

3) Work with the right lender

Everyone has an individual financial story and working with the right lender can make a major difference, especially when trying to make your specific goals a reality.

If you’re ready to begin your home buying process, reach out for a conversation today!

Carlos Franco
📞201-281-7754

05/15/2022

Ready to buy a home?

Our office has inventory available in great location for great prices!

Reach out today to get started!

Carlos Franco
305-484-5591

04/28/2022

Remote work has very much so contributed to changes in the real estate market. This has impacted both buyers and sellers.

The move to remote work has led to a lot of people moving since many no longer need to live near where they work.

If you’re a buyer, it can help save you money! Having your home located near public transportation or Manhattan increases the price point drastically.

The good news for you as a buyer is, the data shows, property value has increased year after year across New Jersey. That means it's a reliable investment but at the same time, you are saving money and buying more for less.

If you are ready to capitalize on today's historic low-interest rates, reach out today to discuss what options you may have!

Carlos Franco
305-484-5591

04/22/2022

Don't wait for the market to change further!

Let's talk about your real estate goals today!

Carlos Franco
305-484-5591

04/17/2022

HAPPY EASTER from my family to yours!

04/11/2022

Spring is a GREAT TIME to accomplish your real estate goals.

But the market is changing, and fast! Capitalize on the opportunities today! Reach out today for a free consultation.

04/03/2022

How long will it remain a seller's market?

There aren't many signs for property values going down, in fact there are signs they will continue to go up! In the last year alone, homeowners on average have seen their home improve in value significantly.

Interest rates and other factors ARE expected to change however. Mortgage rates are predicted to increase, and eventually buyers who were qualified for your home today may not be eligible a few months from now.

That means right now is the best time to sell your home. ‘Now a full-price offer is a weak offer.' This will not be the case when the buyer-to-seller ratio changes!

03/28/2022

Using some humor to make a point 😂😂.

But seriously, the market is fast-paced, and NOT getting pre-approved before searching for a home can be devastating!

If you want sellers to take your offer seriously, getting pre-approved is a pivotal point to make!

Ready to get pre-approved? My team can help! Reach out for a conversation today so we can get you on the path to buying your dream home.

03/19/2022

LANDLORDS MAKE MONEY IN THEIR SLEEP.

Now is a great time to make passive income a part of your investment portfolio.

Interest rates are still historically low but they have begun to rise and will rise 6 TIMES MORE this year according to the Federal Reserve.

Reach out today to discuss options!

Carlos Franco
305-484-5591

Address

2200 Fletcher Avenue #502
Fort Lee, NJ
07024

Telephone

+12012817754

Website

https://www.carlosfrancohomes.kw.com/

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