02/07/2026
Another big concern I often address is the idea that a reverse mortgage burdens your heirs. This is incorrect! Reverse mortgages are "non-recourse" loans, which means your heirs will never owe more than the home's value or the loan balance, whichever is less.
They'll have options: they can choose to pay off the loan and keep the home, or sell the home to satisfy the loan. Your family won't be stuck with personal debt. I'm here to ensure you understand this crucial protection.
