Sand and Summit

02/14/2026

3177 Royal Gardens Ave, Fort Myers, FL 33916
$649,000 - 4 Bedrooms (Two Primary Suites), Office, Formal Dinning, 4 Bathrooms, 3-Car Garage

Full lake-front views with plenty of privacy from neighbors — serene .28-acre pie-shaped lot backing to a preserve with an American Bald Eagle soaring by daily. Spacious 2837 sq. ft. home with three-car (616 sq. ft.) garage, full gutters/downspouts, and premium interior finishes throughout. Features two primary suites (both with closet organizers), large walk-in pantry with upgraded shelving and automatic lighting, generous laundry with sink, built-in cabinets and under-counter U-Line refrigerator, plus an additional large-capacity refrigerator/freezer in the garage hallway. Chef-ready kitchen includes built-in cabinets, pull-out shelving, drawer organizers, stainless steel pull-outs in primary baths, and a new dishwasher; built-in bookcases and storage in the room off one primary suite. Entertain outdoors in the saltwater pool & spa with picture-window screen, enjoy plantation shutters, dimmer lighting, crystal chandeliers, built-in garage storage cabinets, front-window tinting for privacy, and a “Simply Safe” alarm system ready to activate.

Call or DM For More Info

Tim Wilson
(239) 763-3300
Real Broker, LLC

01/22/2026

01/12/2026

01/08/2026

12/10/2025

Your $350,000 House is Actually a $755,434 House

Whether they’re a cash buyer or taking out a mortgage, everyone that buys a home sets a budget. People carefully consider the listing price, interest rates, taxes, insurance, and maintenance costs before making the purchase. One thing people rarely discuss ahead of time is the ACTUAL price tag of the house.

When you see a house listed for $350,000, that’s not the actual cost if you’re taking out a mortgage. Assuming a loan of $350,000 at 30-year fixed rate of 6% interest, your home will cost you an additional $405,434, the total cost of the loan is $755,434, by the time it’s paid off. Compare that $350,000 loan with a 3% rate, and it would lower the actual cost to $531,221. That’s a difference of $224,213 over the 30-year period.

Have these conversations with your lender early in your home search and carefully consider how the rate is going to affect you during the time you own the property. When a lender or agent starts telling you that you can refinance later, realize there is also a cost associated with that.

If you would like to have a no BS conversation about your situation, call me.

Tim Wilson
(239) 763-3300
Keller Williams Fort Myers and the Islands