Beth Cherry at Waterstone Mortgage NMLS #278391

Beth Cherry at Waterstone Mortgage NMLS #278391 Beth Cherry is a mortgage loan officer for Waterstone Mortgage in Fort Myers, Florida. In 2010, Cadence took the Waterstone Mortgage name in entirety.
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I began in the mortgage industry as a mortgage loan processor in 1991 and became a Licensed Mortgage Broker in 1993. In 1998, I opened my own correspondent lending company. 11 years later, the mortgage lending business started going through massive changes. It was then that I decided that I needed to align my office and team with a solid and stable banking entity. I was introduced to the Cadence L

ending Group, a division of Waterstone Mortgage Corp., through my relationship with MGIC in early 2009 and made the decision at that time to become part of Cadence. Waterstone Mortgage is a wholly owned subsidiary of WaterStone Bank SSB, which means all its mortgage lending transactions are backed by the strength and stability of a bank with assets of close to $2 billion. I have handled thousands of mortgage clients throughout the years. My knowledge of the underwriting guidelines and tenacity to find a way to make the deal work are what keeps my clients coming back and referring their family and friends to our office. In fact, one of my past employers even changed my middle name to Beth "There's a deal here somewhere" on my business card. I believe every client needs and deserves a loan officer who will communicate with and educate them, coordinate with the Realtor and all other third parties as well as attend the closing to make sure there are no last-minute questions! Our team works together to make sure your mortgage financing transaction goes as smoothly and efficiently as possible. We look forward to the opportunity to assist you and your family and friends with your mortgage needs. We are local. We are professionals. We are your 24/7 mortgage lending destination. Licensed by the Department of Financial Protection and Innovation under the California Residentail Mortgage Lending Act. Branch License -159726.

Having a mortgage pre-approval letter in your back pocket will help you present a solid offer on a new home.A Platinum C...
06/24/2026

Having a mortgage pre-approval letter in your back pocket will help you present a solid offer on a new home.

A Platinum Credit Approval (PCA) from Waterstone Mortgage will make it a ✨stand-out✨ offer.

A PCA involves a full credit underwrite upfront, which not only makes your offer strong enough to compete with cash, but it’ll also help you close faster since the heavy lifting is done already.

Interested in taking advantage of this tool? Start here: https://bit.ly/4mIUGyZ

When in doubt, go with the larger rug! You can't stretch a small rug, but you can cut down a large rug with furniture ov...
06/23/2026

When in doubt, go with the larger rug! You can't stretch a small rug, but you can cut down a large rug with furniture overlapping, a basket for blankets, and other items.

Happy Father’s Day to the dads, stepdads, grandpas, and father figures helping turn houses into homes. 🏡 Wishing you a d...
06/21/2026

Happy Father’s Day to the dads, stepdads, grandpas, and father figures helping turn houses into homes. 🏡 Wishing you a day filled with love, family, and a few dad jokes.

Your home is a canvas for your personality, a reflection of your inner world splashed onto walls, furniture and fabrics....
06/19/2026

Your home is a canvas for your personality, a reflection of your inner world splashed onto walls, furniture and fabrics. But with countless design styles and endless inspiration, finding your own unique aesthetic can feel overwhelming.

This guide is your compass, leading you through a self-discovery journey to unlock your true home décor style! - [email protected]" rel="ugc" target="_blank">https://content.essentialengine.com/design-your-signature-home-decor-style/?wpcf-email=[email protected]

One question we’re seeing a lot throughout the industry right now is: “How do I buy a house if I’m self-employed?” The p...
06/18/2026

One question we’re seeing a lot throughout the industry right now is: “How do I buy a house if I’m self-employed?”

The process DOES look a little different for those who are self-employed, freelancers, small business owners, or gig workers.

Normally, you’ll need to provide a W-2 when applying for a mortgage.

But with Statement Select, Waterstone Mortgage’s bank statement program, you can use your bank statements to qualify — no W-2 needed.

This article walks through the process — check it out: https://bit.ly/4wY4pHu

06/18/2026

Your front step is the first hello your home gives — make it count! ✨🏡

From adding greenery to incorporating stylish details, small updates can instantly boost curb appeal and create a warm, welcoming entryway. Check out these easy front step ideas for inspiration that brings personality, charm, and style right to your doorstep! 🌿🚪

5.0 star review received on Experience.com for Beth Cherry by Michael H - Amazing Expericence - Moving Beth to the top o...
06/17/2026

5.0 star review received on Experience.com for Beth Cherry by Michael H - Amazing Expericence - Moving Beth to the top of my recomendation list.

Click to see all 104 reviews of Beth Cherry Team at Waterstone Mortgage, Branch Manager/Sr Mortgage Advisor

Imagine having a little more room in your budget during your first year as a homeowner.With Smart Start Buydown, eligibl...
06/17/2026

Imagine having a little more room in your budget during your first year as a homeowner.

With Smart Start Buydown, eligible buyers benefit from reduced mortgage payments during year one, helping make the transition into homeownership a little easier. Best of all, Waterstone Mortgage covers the cost of the temporary rate buydown.

Let’s make your move together. Send a message to go over your options!

Could refinancing put more money back in your pocket?If you bought a home between 2023 and 2025, it may be worth taking ...
06/16/2026

Could refinancing put more money back in your pocket?

If you bought a home between 2023 and 2025, it may be worth taking another look at your mortgage. New research from LendingTree shows nearly one-third of homeowners who purchased during those years may be able to lower their rate or monthly payment in today’s market.

Even a small rate reduction could mean meaningful monthly savings — helping free up room for home improvements, savings, debt payoff, or everyday expenses.

Every situation is different, so it’s important to review your full financial picture.

If you’d like to explore whether refinancing makes sense, let’s crunch the numbers together. Send a message, and we’ll explore which option makes the most sense for you.

Which room in your house needs some TLC? Leave your pick in the comments!
06/16/2026

Which room in your house needs some TLC? Leave your pick in the comments!

Address

15065 McGregor Boulevard, Suite 106
Fort Myers, FL
33908

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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