Dick Watson GRI Realtor

08/31/2026

🧩 Is your 401(k) the missing piece to buying a home?

When you’re trying to put all the pieces together for homeownership, your 401(k) might look like the piece that completes the puzzle.

But before you pull from your retirement savings, make sure it’s actually the right piece.

Using a 401(k) for a down payment can come with risks—potential taxes, penalties, repayment requirements and, perhaps most importantly, money that’s no longer working toward your retirement.

The good news? It may not be your only option.

There are other pieces worth exploring first:

🔑 Low- and no-down-payment loan options
💰 Down payment assistance programs
🏡 Local homebuyer programs
📊 Financing strategies designed around your budget

Buying a home is a big financial puzzle. You don't want to force one piece into place just because it’s available.

Before you touch your 401(k), talk with a financial advisor and your lender to see what makes the most sense for your situation.

And if you're trying to figure out how all the pieces of homeownership fit together, I'm here to help you put the puzzle together. 🏡🧩

08/28/2026

08/26/2026

It was a beautiful day for the 2nd Annual Mike Donovan Golf Outing! ⛳️☀️

Great game, great people, and an even greater cause. ❤️

We’re always grateful for the opportunity to come together, have some fun, and support something that means so much.

Until next year! 🏌️‍♀️⛳️

08/24/2026

The good news? Most home sales make it to the closing table. But the ones that don’t often run into the same few roadblocks: inspection issues, financing problems, or a buyer’s home not selling in time.

So how do you help keep YOUR sale on track?

✨ Consider a pre-listing inspection
✨ Look beyond the highest offer price
✨ Pay attention to contingencies and timelines
✨ Work with an agent who knows how to spot potential red flags before they become problems

Selling your home isn’t just about getting an offer—it’s about getting all the way to the closing table. 🔑

Sometimes the smartest move is simply staying one step ahead.

Thinking about selling? Let’s make a plan before you put that “For Sale” sign in the yard. 👋

08/20/2026

It sounds backwards, but hear me out. 👀🏡

Mortgage rates staying in the mid-to-upper 6% range could actually help housing inventory continue to grow.

Here’s why that matters if you’re a buyer:

📈 Inventory has been growing year-over-year for 33 consecutive months.
🏡 July had the most homes for sale for any July since 2019.
🔑 More inventory means more choices, more negotiating room, and less pressure to rush.

Yes, rates matter. But so does having options.

And right now, the number of homes available is moving closer to historically normal levels.

So if you’ve been waiting for the “perfect” market to buy, don’t just watch the interest rate—watch the inventory, too.

Your best opportunity may not come from waiting for rates to drop. It may come from having more homes to choose from.

Want to know what inventory looks like right here in our market? Let’s talk. 🏡✨

08/20/2026