Becky McArdle Real Estate

06/03/2026

The Mid-Year Housing Market Update: Why Forecasts Changed in 2026

The housing market hasn’t rebounded as quickly as experts originally hoped. But that doesn’t mean it’s stalled.

Higher inflation and lingering economic uncertainty caused economists to revise their forecasts for this year. But importantly, when those two things settle down, many experts believe the market will regain its momentum.

So don’t see this revision in forecasts as a sign of trouble. See it as a temporary reaction to overall conditions and uncertainty.

If you want to know what’s happening in our local market, and what it could mean for your plans for the rest of this year, let’s connect.



Have questions? Call or text at 260.440.1899. I'd love to be a resource for you!

If the housing market feels confusing right now, you’re not alone.

06/01/2026

📊 Allen County Market Update | As of June 1, 2026

One week can make a big difference in real estate, and this week's numbers are a perfect example of why I watch the market so closely.

Compared to last week (5/26/26):

⬆️ Total Listings: 641 → 707 (+66 homes)
⬆️ Homes Under Contract: 492 → 556 (+64 homes)
⬆️ Average List Price: $302k → $324k (+$22,000)
⬆️ Average Sold Price: $299k → $321k (+$22,000)
⬆️ Price Reductions: 175 → 213 (+38 homes)
⬆️ Average Days on Market: 32 → 33 days (essentially stable)

What stands out most to me is that while inventory increased significantly, the number of homes going under contract jumped almost the exact same amount. Buyers are still very active.

This time of year can be interesting. Many families are busy adjusting to kids being home for the summer, attending graduation parties, planning vacations, and juggling packed schedules. But despite all of that, the increase in pending sales shows that many buyers aren't waiting, they're already starting their home search before the rush gets even busier.

🏡 For Buyers:
Competition could begin heating up as we move deeper into summer. The buyers who win homes are usually the ones who are prepared before they find "the one." That means having a strategy, understanding your budget, and being ready to act when the right opportunity comes along.

🏡 For Sellers:
The next several weeks and months are critical. Families who want to be settled before the new school year are actively looking, and that creates a great opportunity for sellers. More qualified buyers in the market can mean stronger offers and better terms when your home is priced and marketed correctly.

The market doesn't change once a year—it changes every week. That's why I track these numbers closely so I can help my clients make informed decisions based on what's happening right now, not what happened three months ago.

If you're thinking about buying or selling this year, let's put together a plan that fits your timeline and goals. 📲🏡

06/01/2026

The Truth About Affordability Today

Yes, rates have been volatile, and global instability is keeping them from settling down anytime soon. There’s no sugar coating that. But the full picture of affordability is more nuanced than the headlines suggest.

Want to run the real numbers for your situation? Let's talk. Reach out and let's set up a quick, no-pressure conversation.



Have questions? Call or text at 260.440.1899. I'd love to be a resource for you!

Let's be real with each other for a second about affordability.

05/30/2026

Tempted to price your house high just to see what happens? You should know, overpriced homes generally don’t sell right away, they sit. And that delay will cost you.

The longer a house is on the market without any offers, typically the lower the eventual sale price.

So, how do you know that right number to list at? You lean on a pro.

The best list price depends on your neighborhood, and what buyers are actually paying right now. That’s where I can help.

DM me and let’s talk about a realistic strategy that’ll get your house sold for as much as possible (and as quickly as possible). Because overpricing may actually leave money on the table.



Have questions? Call or text at 260.440.1899. I'd love to be a resource for you!

05/27/2026

After a year or more of rates coming down, things have changed. And lately, mortgage rates have been climbing again.

And if that's made you wonder whether you should delay your move until they drop, you're not the only one.

The honest truth is that rates probably won't come down much until inflation cools off and some of the global uncertainty settles. And no one knows exactly when that'll be.

But what most headlines won't tell you is that rates aren't the only thing that affects affordability. Sure, they’re a big factor, but not all of the affordability news is bad.

Wages, home prices, and inventory are all trending in a direction that could still help make your move possible.

Want to know what that actually looks like for your situation? Drop a comment or send me a DM.

Because even though rates are higher, there are pockets of opportunity in any...



Have questions? Call or text at 260.440.1899. I'd love to be a resource for you!

05/27/2026

📊 Allen County Market Update – 05.26.2026

We are officially heading into one of the MOST active times of year for buyers and sellers 🏡☀️

As summer approaches, families are starting to feel the pressure of finding a home and getting settled *before school starts again*. That means the next few months will likely be very competitive.

Here’s what we’re seeing this week:
• 641 active listings
• 492 homes under contract
• 32 average days on market ⬇️
• $302K average list price
• $299K average sold price
• 175 homes with price reductions

💡What does this mean for YOU?

➡️ If you’re buying:
You’ll likely face more competition as more families jump into the market. The good news? Preparation matters. I can help position you to compete strategically and get into your dream home before Fall.

➡️ If you’re selling:
This is the season where sellers often see the most activity, more showings, and stronger offers due to buyer competition. Timing and strategy are everything right now.

And if you’re thinking, “There’s no way I could get my home ready in time…” trust me—there’s a plan for every seller scenario. I can have a listing up and ready to go within days if needed. You won’t know your options until you ask.

Don’t ask yourself, "Is now the time?”
Ask yourself: “What is the cost of waiting?”

📩 If buying or selling has even crossed your mind lately, let’s talk through your options and make a game plan.

05/25/2026

Now might be a smart time to look at newly built homes.

Builders are motivated to keep their inventory moving, so they’re offering incentives like mortgage rate buydowns and closing cost help to draw in buyers.

It also means they may be more flexible on price. In fact, the median price for newly built homes just hit a five-year low for this exact reason.

Builder perks and lower prices? That’s a combo worth paying attention to.

DM me to talk through what’s available in our area and which builders are offering the best incentives today.



Have questions? Call or text at 260.440.1899. I'd love to be a resource for you!

05/23/2026

Newly Built Home Prices Hit a 5-Year Low

Builder incentives and lower new home prices are working to your advantage in a way they haven't in years. Want to see what's available in your area and what kind of deal a builder may be willing to make? Let's connect.



Have questions? Call or text at 260.440.1899. I'd love to be a resource for you!

If you’ve always assumed a newly built home is just not in your budget, you should know the math just got a little friendlier.

05/20/2026

Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.

Record mortgage debt makes for a scary headline. But context matters.

Equity is near an all-time high, home values have surged, and the vast majority of homeowners are in a position of real financial strength. The conditions that made 2008 a crisis simply don't exist right now.

If you're wondering what all of this means for your situation, whether you're thinking about buying, selling, or just trying to make sense of the market, reach out anytime. No pressure, just answers.



Have questions? Call or text at 260.440.1899. I'd love to be a resource for you!

You may have seen the headlines lately about mortgage debt in America hitting a record high.

05/19/2026

📊Allen County Market Update – 05.18.2026

Compared to the last update from 05.04.2026, the market is still moving—but we’re seeing a few shifts worth paying attention to 👀

➡️ Active listings increased from 657 → 670
➡️ Homes under contract increased from 596 → 605
➡️ Average sold price increased from $308K → $311K 📈
➡️ Days on market went up slightly from 35 → 36 days
➡️ **Price reductions increased from 175 → 196

💡 What does this mean?

We’re continuing to see more inventory hit the market, which gives buyers a little more breathing room and more homes to choose from. BUT at the same time, homes are still going under contract at either the asking price or slightly below.

The increase in price reductions tells me that pricing strategy matters more than ever. Buyers are watching value closely and taking a little more time before making decisions.

For sellers, this doesn’t mean homes aren’t selling—it means the homes priced correctly *and marketed well are the ones winning. 🏡
For buyers, this market may create opportunities to negotiate or find homes that were initially overpriced.

This is why I constantly monitor the market week by week—not just month to month—so I can help my clients adjust quickly and make smart decisions in real time.

If I could be blunt & honest here... we are neither in a seller's market nor a buyer's market; it's a balanced market, which we should be grateful for.
Both sides have an opportunity to win 🤜🤛

If you’ve been thinking about buying or selling this summer, let’s talk strategy!
📩 [email protected] - 📲260.440.1899

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