Josh Cranfill - Senior Loan Officer

Josh Cranfill - Senior Loan Officer I'm not your average Mortgage Loan Officer—I see beyond mortgages to the lives and dreams they impact. My commitment to excellence

I prioritize understanding your unique story for a tailor-made solution, whether you're a first-time buyer or refinancing.

Your official 2026 Indianapolis Colts Game-Day Schedule Guide is here! 🏈 Blue and White pride is locked in, and the coun...
09/17/2026

Your official 2026 Indianapolis Colts Game-Day Schedule Guide is here! 🏈 Blue and White pride is locked in, and the countdown to kickoff is on.

From the home opener against Atlanta at Lucas Oil Stadium to the October 4 matchup in London against Washington, this season is stacked with massive games you won't want to miss.

As the Official Mortgage Partner of the Indianapolis Colts, Ruoff Mortgage and the Staker Team are proud to stand behind our team every step of the way. And just like executing a winning game plan on the field, securing your dream home takes the right strategy, precision, and a trusted guide in your corner.

Whether you’re planning your Sunday watch parties or planning your next move in the Fort Wayne housing market, I’m here to help you draft the perfect home financing strategy from kickoff to closing.

📱 Pro Tip: Save this schedule graphic directly to your phone so you never miss a game time!

Which matchup on this schedule are you most excited for? Drop your game predictions below! 👇

Josh Cranfill, Ruoff Mortgage
📞 Call/Text: 260-409-0808
📧 Email: [email protected]
💻 Apply Online: joshcranfill.com

NMLS 1150967 | Equal Housing Lender

One habit that helps keep me organized every day is pretty simple: my to-do list.I start each morning by reviewing what ...
09/16/2026

One habit that helps keep me organized every day is pretty simple: my to-do list.

I start each morning by reviewing what needs to be done, prioritizing the most important items, and then working my way through the list.

As the day unfolds, new things get added. Completed items get crossed off — which, I’ll admit, is always satisfying. ✅ (I use a big sharpie 😊)

Then, before I finish for the day, I take a few minutes to reorganize what’s left so I can come in the next morning with a fresh, focused plan.

It’s nothing complicated, but I’ve learned that being organized isn’t about remembering everything — it’s about having a system you can trust.

A little planning at the beginning and end of each day can make a huge difference in everything that happens in between.

What’s one daily habit that helps keep you organized?

We remember. We honor. We will never forget. 🇺🇸On September 11, we pause to honor the lives lost, the heroes who answere...
09/11/2026

We remember. We honor. We will never forget. 🇺🇸
On September 11, we pause to honor the lives lost, the heroes who answered the call, and the strength and unity of a nation that came together in the face of tragedy.

First-time homebuyer? Before you worry about the mortgage, don’t forget the home itself. 🏠One question that often comes ...
09/08/2026

First-time homebuyer? Before you worry about the mortgage, don’t forget the home itself. 🏠

One question that often comes up after finding the right property:
Is a home warranty actually worth it?

The answer depends on the home, the age of its major systems, what coverage is already in place, and your comfort with unexpected repair costs.

In my latest blog, I break down what first-time homebuyers in Fort Wayne and Northeast Indiana should consider including the difference between a home warranty and homeowners' insurance, what to look for in a warranty, and when additional coverage may or may not make sense.

The goal isn't to buy every extra protection offered. It's to understand what you're getting and decide what fits your situation.

👉 Read the full guide: Is a Home Warranty Worth It for First-Time Homebuyers?
https://www.linkedin.com/pulse/home-warranty-worth-first-time-homebuyers-josh-cranfill-jxoac

Josh Cranfill | Ruoff Mortgage
📞 260-409-0808
📧 [email protected]
💻 joshcranfill.com

NMLS 1150967
Equal Housing Lender

Your closing date should feel like a celebration not a finish line surrounded by stress or last-minute delays! 🔑🏠When bu...
09/02/2026

Your closing date should feel like a celebration not a finish line surrounded by stress or last-minute delays! 🔑🏠
When buying a home in Fort Wayne or across Allen County, several moving pieces have to line up seamlessly before the keys can officially change hands. Most delays aren't dramatic, they usually come down to small documentation or timing details that just need proper handling.

Knowing what to expect keeps your homebuying journey smooth and predictable. Here is where closing timelines usually hit roadblocks and how we keep your move on track:

📋 Documentation Lags: Outdated paystubs or missing bank statements can pause underwriting. Gathering your financial files early eliminates bottlenecks.

🏡 Appraisal & Inspection Scheduling: Unique property features or seasonal timing can stretch timelines. Booking these appointments early creates crucial breathing room.

🔍 Title Search Surprises: Unresolved liens or property record discrepancies often need clearing before final approval.

⚡ Underwriting Conditions: Fast communication when additional details are requested keeps your file moving straight to the closing table.

A smooth closing isn't about rushing, it's about being prepared for every step. At Ruoff Mortgage, our focus is providing the proactive communication and local expertise you need to approach your move with total confidence.

Planning to buy or refinance in Fort Wayne, Allen County, or anywhere in Northeast Indiana? Let’s map out a stress-free strategy today! 👇

Full blog link here: https://www.linkedin.com/pulse/why-closings-sometimes-take-longer-than-expected-fort-josh-cranfill-3jruc

Josh Cranfill | Ruoff Mortgage

📞 Call/Text: 260-409-080
📧 Email: [email protected]
💻 Apply Online: joshcranfill.com

NMLS 1150967 | Equal Housing Lender

"Not only did he make everything stress-free for me, he also reached out on multiple occasions to make sure I didn't hav...
08/31/2026

"Not only did he make everything stress-free for me, he also reached out on multiple occasions to make sure I didn't have any hiccups." 💬

Hearing feedback like this from incredible clients like Zach Smith means the absolute world to me! 🙏✨

Navigating home financing should never feel overwhelming. My primary focus is always centered on proactive communication, personal care, and eliminating stress so you feel completely supported from pre-approval all the way past the closing table.

Zach, thank you so much for trusting me with your home journey and for recommending my team to your family, friends, and colleagues. Serving great people like you is why I love what I do every single day! ❤️

Ready for a seamless, stress-free homebuying or refinancing experience in Fort Wayne or anywhere across Indiana? Let’s make your next move effortless—reach out to me directly today! 👇

Josh Cranfill | Ruoff Mortgage

📞 Call/Text: 260-409-0808
📧 Email: [email protected]
💻 Apply Online: joshcranfill.com

NMLS 1150967 | Equal Housing Lender

There is nothing quite like the feeling of handing over the keys to first-time homebuyers! 🔑✨Huge congratulations to Jac...
08/28/2026

There is nothing quite like the feeling of handing over the keys to first-time homebuyers! 🔑✨

Huge congratulations to Jacob & Jill on officially closing on their very first home! 🏠

Navigating your first home purchase is a huge milestone, and watching Jacob & Jill move through the home financing process with so much excitement and confidence made this journey an absolute joy.

It takes a great team working seamlessly together to get families to the closing tablehuge shoutout to Don Bowers with Century 21 for his outstanding work on the real estate side, and Centurion Land Title for executing a smooth closing!

Jacob & Jill, thank you for trusting me and the Staker Team at Ruoff Mortgage with such an important chapter in your lives. Welcome home! ❤️

Thinking about making the leap into homeownership or searching for your next home in Indiana? Let’s build your winning pre-approval strategy today. Reach out directly or connect with me below! 👇

Josh Cranfill | Ruoff Mortgage

📞 Call/Text: 260-409-0808
📧 Email: [email protected]
💻 Apply Online: joshcranfill.com

NMLS 1150967 | Equal Housing Lender

Great seeing the name up on the big screen at Ruoff Mortgage Stadium! 🏟️✨Whether taking over the jumbotron at the Ruoff ...
08/27/2026

Great seeing the name up on the big screen at Ruoff Mortgage Stadium! 🏟️✨

Whether taking over the jumbotron at the Ruoff Kickball event or coming together to support Community Harvest Food Bank, showing up for our local Fort Wayne community is at the very core of what we do.

That exact same commitment carries over to your home financing journey. When you partner with Josh Cranfill and the Staker Team at Ruoff Mortgage, you get trusted local expertise, proactive communication, and a clear, stress-free path from initial pre-approval to closing day.

Planning your next move to buy, build, or refinance in Indiana? Let's build your strategy today. Drop a comment below or connect directly to get started! 👇

Josh Cranfill | Ruoff Mortgage

📞 Call/Text: 260-409-0808
📧 Email: [email protected]
💻 Apply Online: joshcranfill.com

NMLS 1150967 | Equal Housing Lender

Buying a home is one of the biggest moves you’ll ever make—it shouldn't feel like navigating a maze by yourself. 🏡My goa...
08/19/2026

Buying a home is one of the biggest moves you’ll ever make—it shouldn't feel like navigating a maze by yourself. 🏡

My goal on every single loan is simple: take the stress out of the numbers so you can focus on the excitement of getting your keys.

Huge shoutout to Nicole for trusting us with her home journey! 🙌

"Great people to work with, they help us thru the process really well."

— Nicole Baker ⭐⭐⭐⭐⭐

Whether you’re buying your first home, building new, or looking at your refinancing options across Northeast Indiana, having the right team in your corner changes everything.

Thinking about making a move this year? What's the #1 question on your mind about the home loan process? Drop it in the comments! 👇

Josh Cranfill | Ruoff Mortgage

📞 Call/Text: 260-409-0808
📧 Email: [email protected]
💻 Apply Online: joshcranfill.com

NMLS 1150967 | Equal Housing Lender

Address

1110 E Dupont Road
Fort Wayne, IN
46825

Opening Hours

Monday 12am - 11:59pm
Tuesday 12am - 11:59pm
Wednesday 12am - 11:59pm
Thursday 12am - 11:59pm
Friday 12am - 11:59pm
Saturday 12am - 11:59pm
Sunday 12am - 11:59pm

Telephone

+12604090808

Website

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