Northwest Allen County Neighborhoods

08/21/2026

08/04/2026

Villa in Northeast Fort Wayne

10/04/2024

Define a Realtor….

What the general public doesn’t know about many realtors are that we are not JUST helping you buy or sell a house, but we are helping you.

Say good bye to your childhood home
Move on from a difficult time
Combine households
Celebrate a growing family
Celebrate moving to a new exciting chapter in your life
Navigate getting out of financial stress
Celebrate moving Home
Celebrate the new job that enables you to finally get the house of your dreams.

We are divorce counselors, babysitters, grief counselors, tour guides, building experts, teachers, friends, personal coach, and so much more.

The financial gain that comes with the job is great, but walking alongside my clients during such times is why I truly love my “job”.
No two transactions are the same. Some go really smoothly and some have very jagged edges.

I sometimes wonder what I have learned more about in the past 10 years… homes and their construction, or people and how so many of us are exactly the same in how we react to situations.

07/25/2024

Have you imagined owning a 1825 sq foot ranch-style home in the country, on 1.59 acres with a full basement and pole barn? Then you aresure to enjoy this classic country exterior with the inside having large windows to the front and a 12x26 3-season room to the back to enjoy your sprawling backyard. Inside features fourbedrooms with wood floors, 1-1/2 bathrooms on the main level with an additional shower on the lower level. The layout also includes a family room, large living room, and a spaciouskitchen on the main level with a second kitchen, spacious living space, and 2 HUGE storage areas in the lower level. Adjacent to the house is a 30x50 pole barn with its own gravel drive, and plenty of lights ready to house equipment, vehicles, serve as a workshop, or other endless opportunities. Notable features include NEW roof in 2021 with attic insulation, 90%efficient furnace with Aprilair and heat pump, and city sewer and private well. Special items that stay are chest freezer in lower level, Large gun safe, ALL appliances within the home! Price is $325,000
Open house July 25th 2-4 and 5-7

06/02/2024

Question… if the tree between street and sidewalk has raised the sidewalk will Fort Wayne fix the sidewalk? If they will, who do you call to get it taken care of?
Thank you in advance!!

04/13/2024

Big shout out to the best accountant anyone could ever ask for! Steve Remesnik I appreciate you so incredibly much and most of all thank you for always taking time to explain and never making me feel like the tax idiot I am.
If anyone needs an accountant, he IS your guy!!

04/07/2024

Are you planning on watching the eclipse?

03/28/2024

One of my biggest loves in life is helping people, just like you, own a home.

12/18/2023

Let's talk FHA financing and explore the pros and cons for both buyers and sellers. 🏡
For buyers, take a look at the image below to discover some of the benefits of FHA financing. FHA historically assists individuals in achieving homeownership with lower interest rates, accommodating lower credit scores, allowing higher debt-to-income ratios, and considering shorter job tenure, among other factors. Ruoff's down payment assistance program makes FHA even more appealing! Keep in mind, though, there are specific stipulations for the assistance, as Ruoff is essentially aiding you with the down payment. Interested? I can connect you with a Ruoff lender to explain the program details.
FHA can be an excellent program, especially in times of higher interest rates, as it offers a chance for a lower interest rate compared to conventional loans.
Now, let's look at the not-so-great aspects for buyers. 🛑 PMI (private mortgage insurance) is required if you don't have a 20% down payment or 20% equity. Unlike conventional loans, PMI in FHA loans doesn't stop until you refinance as conventional or pay off the loan. Additionally, FHA has specific criteria for home appraisals, including the condition of homes built before 1978 (no chipping lead paint) and requirements for roofs, plumbing, and electrical systems.
For sellers, not all homes qualify for FHA financing. If your home needs repairs or maintenance, it might not be eligible. Consider a 203K program for buyer repairs, or address issues before listing. It's advisable to consult with a Realtor to identify potential problems and ensure your home meets FHA criteria.
Feel free to reach out with any questions about selling your house—I'm here to help! 🏠💬 Remember, Realtors incur expenses throughout the process, and we only get paid upon the successful sale of the property. Let's make your home-selling journey smooth and successful! 🤝