JAMES JT Butler Realtor

02/07/2024

Our practice is to treat every client the same. We will represent you 100k to 1 million plus. We work with clients good credit or poor credit. We work with lenders and credit repair specialists to get you approved. We offer free consultation. We represent you with new builds. We assist you with putting your home on the market and even with some repairs to bring your home more value. We educate our clients. We don't post a multiple homes on our page just to make you think we are selling them. We have the ability to sell any home on the market from all the seach sites like Zillow, Redfin. Realtor. Com ect. No matter what sign is in the yard. We can even negotiate with for sale by owners. We work long hours. We care about our clients. We never make it about the money it's about making you a home owner. We have been and still are your realtors. We appreciate all your trust, referrals, and encouragement 🙏 WITHOUT ALL OF YOU WE COULDN'T RECEIVE THESE TYPE OF AWARDS. THANK YOU ALL!!! WE ARE #

HERE TO HELP YOU BUY, SALE OR LEASE A HOME!!! LET ME HELP YOU FIND YOUR DREAM HOME!!!

01/16/2024

It starts with a dream of home ownership, followed by a call to professionals who can assist you with formulating a plan. Buying a home takes discipline and dedication. Undesirable credit scores, let's get you set up with a credit specialist. Need to get financing let us introduce you to great lenders who can get you qualified. If your just scared or confused about the process, let's sit down and do a consultation to explain the steps to purchasing a new or pre-owned home. We also assist with selling your home as well!! Give us a call when your ready.

10/18/2023

TO ALL MY REALTOR FRIENDS. I HAVE AN APPROVED BUYER IN SEARCH OF 1850SQFT OR MORE IN SW FORT WORTH/ CROWLEY/ BURLESON/ALVARADO/WHITE SETTLEMENT AREAS 2000 OR NEWER YEAR BUILT. ATTEMPTING TO STAY 350K OR LOWER. INBOX ME YOUR LISTINGS. LETS WORK TOGETHER!!! WELCOME TO CALL ME 817-707-2620

09/12/2023

I'm getting a lot of calls about home shifting, this should help explain what's going on. If your planning to have repairs done you may want to consider waiting until homes settle or you may be doing additional repairs. All pool owners might consider having an inspection for leaks.

Soil is contracting, drying up and pulling away from homes, leaving the foundation with room to move.

09/08/2023

Down payment requirements for a $300K house
The down payment amount you’ll need depends on the type of mortgage loan you choose. Let’s dig into how much you would need to put down for a $300,000 home with each of the five major loan programs:

Conventional loan: $9,000 (3% down). This loan conforms to Fannie Mae and Freddie Mac’s guidelines and typically asks for a minimum credit score of 620
FHA loan: $10,500 (3.5% down). Backed by the Federal Housing Administration, this loan allows for credit scores as low as 580 if you have a 3.5% down payment
VA loan: $0 (0% down). This great option is only available to military service members, veterans, and qualifying surviving spouses
USDA loan: $0 (0% down). If you’re buying in a designated rural area and have a moderate income for the area, this loan is for you
No-PMI conventional loan: $60,000 (20% down). If you want to avoid private mortgage insurance (PMI) you need 20% down. But you may find lenders that allow you to borrow a second mortgage to bridge the gap between your savings and that 20%
Of course, all these are minimums. As a rule of thumb, the more cash you put down, the lower your interest rate is likely to be. But don’t fret if you’re a little short on the 3% or 3.5% mark; you might still have some options.

Various down payment assistance programs (DPAs) are accessible across the country, offering grants or loans to help meet a portion or all your down payment needs. In some cases, these programs chip in to closing costs.

These valuable DPA programs can put homeownership within reach for first-time buyers who can easily afford mortgage payments but need some help gathering upfront cash.

08/30/2023

Looking for a great buy in the Arlington area, we are listed at 291,000. Motivated seller. Let me know if you're interested in viewing this 3 bedroom 2 bath home. Located at 222 Mahogany Dr. 76018

08/16/2023

I'm ready when you are for all your Real Estate needs. Whether you're buying or selling I can assist you with with the process. I also do free over the phone consultation to help you get the process started for those just curious about the steps to selling or homeownership. GIVE ME A CALL WHEN YOUR READY!! 817-707-2620

08/06/2023

(NTREIS) For Sale: 3 beds, 2 baths ∙ 1751 sq. ft. ∙ 828 Fall Wheat Dr, DeSoto, TX 75115 ∙ $320,000 ∙ MLS # 20334768 ∙ Spacious home positioned nicely above street level giving it great curb appeal. This home...

08/06/2023

(NTREIS) For Sale: 3 beds, 2 baths ∙ 1421 sq. ft. ∙ 222 Mahogany Dr, Arlington, TX 76018 ∙ $291,000 ∙ MLS # 20344901 ∙ This well positioned 3 Bedroom 2 bath Home is located Arlington ISD. Home has recent upd...