Tracy Oliva Arizona Real Estate

Tracy Oliva Arizona Real Estate "Like Us" to See Amazing Homes, Design Idea, and Tips! Are you are looking for a Realtor with over thirty five years of experience?

Tracy Oliva is your mountain to valley connection, servicing the whole Arizona Valley of the Sun, including the White Mountains, Mogollon Rim, and Heber/Overgaard, Show Low, Payson to Snowflake Taylor and Pinetop Lakeside. Do you need a Realtor for your Arizona Real Estate needs, from Short Sales to Foreclosures? We are servicing Phoenix, Fountain Hills, Scottsdale, Gilbert, Chandler, Cave Creek, Carefree, Anthem, Mesa, , Tempe and Peoria. Let me help list your Arizona Real Estate home, or purchase the perfect cabin get away. This is perfect for the Real Estate investor or first time home buyer. I'm your Realtor...Enough said.... Call Ed & Tracy!!

09/24/2026

More Homes Hit the Market as Demand Cools
Across the Valley to the Mountains, we’re seeing a shift in the real estate landscape. Over the four weeks ending August 23, new listings in the US edged up 0.4%, and total homes for sale increased by 0.5%, marking the highest inventory levels since early Q2. Yet, pending home sales dipped 1.1% to a six-month low, as elevated housing costs kept many buyers on the sidelines, even with more options available. The median sale price now stands over $400K, up 1.9% from last year, with average mortgage rates hovering near 7%—a 13-month high. For those actively searching, these market changes mean more negotiation power, with price cuts and concessions becoming more common. Homes that have been listed for several weeks are giving buyers the best leverage, while sellers are finding that realistic pricing, rather than chasing past highs, leads to better results. Having navigated Arizona real estate since 1997 (and since 1989 in Illinois), I’ve seen how adapting to market turns helps my clients and colleagues succeed. Our team continues to stay ahead, ready to guide you through these evolving conditions.

09/23/2026

Buying Your First Home Takes Preparation
Thinking about buying your first home? Preparation is everything—especially here in Arizona, where every town from Fountain Hills to Show Low has its own charm and considerations. Start with the big question: does it make sense to rent or buy right now? If you’re happy in your area and see yourself staying, it’s time to compare monthly expenses, future flexibility, and the real perks of ownership.

I always tell clients to look for a home that truly fits their lives—how many bedrooms do you need, what kind of workspace, how much maintenance are you comfortable with? Consider your commute, what services you want close by, and whether you’re drawn to the energy of city living, the ease of the suburbs, or a quieter, more private setting up in the mountains.

Keep in mind: putting less than 20% down could mean you’ll pay private mortgage insurance, so plan your budget with not just the down payment in mind but also closing costs and the ongoing costs of ownership. Check your credit, have your tax and income records ready, and explore programs that offer as little as 3% down—or even options with no down payment and help with closing costs.

And if your dream home feels just out of reach, don’t worry—sometimes starting smaller or renting a bit longer is the right step toward building equity and getting financially ready for the home that’s truly yours. With decades of experience guiding folks across the Valley and the Rim Country, I know every journey is unique, and there’s always a path forward.

09/22/2026

Imagine an off grid sanctuary on ten acres where rugged self sufficiency meets luxury finishes, even a guest house, offering complete autonomy while feeling like a high desert retreat today

09/22/2026

Greater Phoenix home sales rise as inventory, prices remain steady
Seeing Greater Phoenix single-family home sales up 5.1% so far this year, with the median price inching up 1% to $485,000, brings a steady sense of momentum to our market. Inventory has nudged up but still sits at four months, and homes are averaging 78 days on the market—though activity varies from neighborhood to neighborhood, as many of you have probably noticed. Having worked from Fountain Hills to Payson, Overgaard, Pinetop Lakeside, and Show Low, I understand how local shifts like these play out across our unique Arizona communities. Our AZDEALMLR Team is committed to keeping clients and agents informed and supported, no matter where market trends take us.

09/21/2026

715,000 Land Contracts Recorded Nationwide
Over the years, working across Arizona’s diverse communities—from the Valley to the Mountain—I’ve seen buyers face all sorts of financing hurdles. Recently, it was reported that there were 715,000 land contracts recorded nationwide. Many turn to this seller-financing option when they can’t qualify for a traditional mortgage, but unfortunately, land contracts often provide fewer legal protections for buyers. Research shows these contracts are most common with low-cost homes, manufactured housing, rural properties, and older fixer-uppers—exactly the types of properties I help clients navigate every day.

The findings are clear: when mortgage access improves, reliance on land contracts drops, opening up safer and more secure paths to homeownership. Solutions like expanding small-mortgage options, modernizing manufactured-home titling, and improving renovation lending could make a real difference for Arizona buyers and sellers alike. Since land contracts will likely remain part of the real estate landscape, stronger recording rules and clearer protections are also essential. Having navigated these complexities for decades, I know how important it is to guide clients toward the safest, most sustainable options for their unique situation.

09/21/2026

Immersive tour for Air Park Overgaard

09/21/2026

Arizona’s Spot in 2026 Best-States Ranking

09/21/2026

Scottsdale - Most Expensive Homes of August 2026
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09/20/2026

Fall is just around the corner… love all these recipes ❤️❤️❤️🍾

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85268

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