06/11/2026
If you want to close on a home this fall, your credit score work starts this month. ποΈ Not in October when you are ready to shop. ποΈ
Every 20 points on your score can shift your interest rate. π On a $350,000 loan, that can mean thousands of dollars a year. π° Thousands. Not dollars and cents.
Most buyers wait until they are ready to shop and then get frustrated when their rate is higher than they expected. π The buyers who get the best rates are the ones who started 5 months early. π§
Thinking about buying this year? π‘ Send me a message. βοΈ I will send you the exact credit prep timeline I give every client.