07/13/2026
🏡 Think you need 20% down to buy a home? Think again!
One of the biggest homebuying myths is that you need a 20% down payment. The truth is, many qualified buyers can purchase a home with as little as 3–5% down, and some programs may require even less.
If you’ve been waiting because you thought you needed to save more, it might be worth exploring your options now.