01/29/2026
Rates are down.
Mortgage rates are down a full percentage point since last year.
That recent drop doesn’t sound dramatic, until you realize how much it can already save you on the typical $400k loan.
Compared to buying in January of last year, that saves you more than $330 a month and almost $120k over the life of your loan.
That’s the difference just one year makes.
If buying didn’t work for you last year, let’s re-run the numbers and see if 2026 could finally be your year.
