Yvette Payne-Keller Williams Realty Mt. Juliet

02/27/2023

"Live in your space 12-18 months before tackling big renovations such as additions or knocking down walls. What you initially think you want to do may change after you’ve lived there for a while." — Fran Carpentier
There are exceptions; if something needs to be repaired/updated to make a home liveable, don't wait. But when it comes to making a house your ideal home, it is a good idea to wait and be confident of significant changes.

02/22/2023

Rate-locked homeowners and the fear of not finding something to buy are keeping housing inventory low across the country. But as mortgage rates start to come down this year and homeowners explore all their options, we should expect more homes to come to the market.

The biggest challenge the housing market’s facing is how few homes there are for sale. Mark Fleming, Chief Economist at First American, explains the root causes of today’s low supply: “Two dynamics are keeping existing-home inventory historically low – rate-locked existing homeowners and the...

02/21/2023

Some people think that a 7/1 ARM must be paid off in seven years, but it's the interest rate that is fixed for seven years; the mortgage itself lasts for 30 years. The interest rate can go up or down after those seven years, but 30 years is how long you have to pay back the loan." - David Reiss Understanding all there is to know about mortgages can be tricky. But I have a network of excellent loan officers; I'd be happy to connect you with one! Just send me a message.

02/20/2023

The process of buying your first home may seem like a long one, but when you are working with a qualified agent everything will go smoothly! The entire process from start to close can take anywhere from 30-90 days, depending on how many homes you would like to look at. Are you ready for the mortgage process? Call me!

02/17/2023

It's random acts of kindness day! Random Acts of Kindness Day is a day to celebrate and encourage random acts of kindness. It's a day to celebrate kindness and the whole pay-it-forward mentality. This should be applied every day! How are you going to participate in Random Acts Of Kindness Day?

02/16/2023

Did you know real estate agents are among the happiest in their careers? I know I did. I love what I do. Helping you find your new homes and move into spaces you’ve dreamed of is my dream come true. I’m so happy I get to do what I love every day.

02/15/2023

Even though there aren’t a lot of homes for sale today, new home inventory is on the rise, and many builders are offering incentives. Let’s connect so I can help you weigh the pros and cons of shopping for a new home versus an existing one.

If you’re thinking about buying a home, you might be focusing on previously owned ones. But with so few houses for sale today, it makes sense to consider all your options, and that includes a home that’s newly built.

02/14/2023

I love hearing what people want in a house and finding it for them. What do you wish you had a matchmaker for?

02/13/2023

Our homes can come with some quirky features that you might not like at first but grow to love (or eventually renovate away). If you don't love your home, give me a call.

02/10/2023

Many people believe you need 20% of the purchase price for a down payment. However, data shows that’s not always the case. The average homebuyer actually puts down much less than that. Call me today because you might be closer to your savings goal than you realize.

02/09/2023

A FICO score is used to help a lender calculate how much money to loan a borrower. It’s based on credit reports. The higher the score the better. But, don’t let a lower score keep you from pursuing a home, it is just one part of how you qualify for a mortgage.

02/08/2023

When deciding whether or not to move, you have a lot to consider. There are plenty of non-financial reasons to factor in. Let’s connect today to weigh the benefits of selling your house.

Many of today’s homeowners bought or refinanced their homes during the pandemic when mortgage rates were at history-making lows. Since rates doubled in 2022, some of those homeowners put their plans to move on hold, not wanting to lose the low mortgage rate they have on their current house.