James Ester - Real Estate

11/05/2021

With home prices rising and more buyers finding themselves in bidding wars, it’s more important than ever to make sure you've budgeted enough for closing costs. Also, even if you are a first time home buyer with zero money down loan, that doesn't include the closing costs. I've had to explain this a few times this year. Let’s connect – I'm here to ensure you have everything you need to land your dream home!

James Ester
exp Realty
615-495-8565

09/21/2021

Read this article and thought I would share it. I've had a few buyers this year that I just started working with that didn't understand a lot of this information. I realized that some of them are getting confused by the New Home Buyer plan (THD loan), as it's a $0 down type of loan. I had to explain to them that this only means they don't have to put a down payment on the home, but they still have to pay closing costs.
If you have any questions about this, or what to expect contact me.
If you or anyone you know is considering buying or selling a home in Middle TN I'd love to assist them.

Nearly half of homeowners, 44%, report they weren't aware of the costs associated with buying a home, according to a Realtor.com survey in July.

09/20/2021

There's a lot to know about the home selling process. Lucky for you I'm an expert! Send me a message to find out more about first & next steps. There is more that goes into selling a home than most people realize. That's why I'm here to help.

08/17/2021

I am sure all of your home decor is absolutely beautiful, but potential buyers like to envision their belongings in a space. So, decluttering and moving furniture out is a great place to start when readying your home for sale. Let's talk about what other steps you should take, like hiring me as your agent. 😉 And don't forget the clutter on your kitchen and master bath counter tops.

07/23/2021

There are a lot of things you'll need to know when buying a home, but you don't need to figure everything out on your own! I'm an expert in my field and I'm ready to help you and answer any questions you may have along the way. I've spoken to a few buyers recently that weren't considering all of this. Even though they spoke to a lender and qualified for a low, or even zero down, loan they didn't realize there would be additional closing costs to consider.
Right now I would even add additional costs for over list price offers that don't appraise and/or minor repair costs that you overlook to "win" the offer. *never buy a home w/o an inspection. Also be aware of foundation concerns as well as health and safety issues.*