Tim Caldwell & Cayci Sebastian Realtors Coldwell Banker Barnes

11/09/2022

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Now that the end of 2022 is within sight, you may be wondering what’s going to happen in the housing market next year and what that may mean if you’re thinking about buying a home. Here’s a look at the latest expert insights on both mortgage rates and home prices so you can make your best move possible.

>>Mortgage Rates Will Continue To Respond to Inflation

There’s no doubt mortgage rates have skyrocketed this year as the market responded to high inflation. The increases we’ve seen were fast and dramatic, and the average 30-year fixed mortgage rate even surpassed 7% at the end of last month.

Because we’re in unprecedented territory, it’s hard to say with certainty where mortgage rates will go from here. Projecting the future of mortgage rates is far from an exact science, but experts do agree that, moving forward...

Now that the end of 2022 is within sight, you may be wondering what’s going to happen in the housing market next year and what that may mean if you’re thinking about buying a home. Here’s a look at the latest expert insights on both mortgage rates and home prices so you can make your best move...

11/07/2022

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Today’s housing market is different than it was in 2008. Let’s connect if you’re concerned about a crash so we can discuss why this isn’t like last time.

11/04/2022

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If you’re questioning whether or not to buy a home this year due to today’s cooling market, consider the long-term financial benefits of homeownership. As a homeowner, equity increases your wealth. On average, nationwide, home prices appreciated by 290.2% since 1991. Homeownership wins in the long run. If you’re ready to buy a home, DM me today.

Some Highlights If you’re questioning whether or not to buy a home this year due to today’s cooling market, consider the long-term financial benefits of homeownership. As a homeowner, equity increases your wealth. On average, nationwide, home prices appreciated by 2% since 1991. Homeownership wi...

11/02/2022

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Over the past two years, we’ve seen a massive amount of buyer demand (showings) and not enough homes available for sale (listings). Today, that’s shifting. Buyer demand has eased and the supply of homes for sale is up compared to the same time last year. If you have questions about what that means for you when you buy or sell, DM me.

10/31/2022

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Owning a home has many financial benefits. As a homeowner, you gain equity by paying your monthly mortgage and when your home appreciates in value. And if your needs change, you can use that equity to help fuel a move. Whether you’re already a homeowner or planning to be one, DM me to learn more.

10/28/2022

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Even with higher mortgage rates, the mortgage process doesn’t need to be something you fear. Here are some steps to help as you set out to buy a home. Know your credit score and work to build strong credit. When you’re ready, lean on the pros and connect with a lender so you can get pre-approved and begin your home search. Any major life change can be scary, and buying a home is no different. DM me so you have an advisor by your side to take fear out of the equation.

Some Highlights Even with higher mortgage rates, the mortgage process doesn’t need to be something you fear. Here are some steps to help as you set out to buy a home. Know your credit score and work to build strong credit. When you’re ready, lean on the pros and connect with a lender so you can ...

10/26/2022

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If you’re planning to sell your house, here’s what you should know. The inventory of homes for sale has increased this year compared to last, but supply is still far below more normal years like 2019. That means your house should still be in demand if you work with an agent to price it right. If you’re ready to sell, DM me to get started.

10/24/2022

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Rents have risen quickly due to high inflation. One benefit of homeownership is that it allows you to lock in what’s typically your largest monthly expense: your housing payment. That makes owning a home a great hedge against inflation. Ready to begin your home search? DM me.

10/21/2022

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Buying or selling a home doesn't have to be scary. Let's connect today to take the fear out of the market.

10/19/2022

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While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still high, remaining around 8%. This news impacted the stock market and added fuel to the fire for conversations about a recession.

You’re likely feeling the impact in your day-to-day life as you watch the cost of goods and services climb. The pinch it’s creating on your wallet and the looming economic uncertainty may leave you wondering: “should I still buy a home right now?” If that question is top of mind for you, here’s what you need to know.

>>Homeownership Is Historically a Great Hedge Against Inflation

In an inflationary economy, prices rise across the board. Historically, homeownership is a great hedge against those rising costs because you can lock in what’s likely your largest monthly payment (your...

While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still high, remaining around 8%. This news impacted the stock market and added fuel to the fire for conversations about a recession.

10/17/2022

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Wondering what's going to happen with home prices over the next few years? According to a survey of over 100 housing market experts, home prices will moderate from the peak we saw during the pandemic. But the consensus among experts is they won't fall nationally. DM me today if you have questions about home prices in our area.

10/14/2022

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Wondering what to expect if you buy a home this fall? Experts say you can expect less competition from other buyers as the housing market cools. That likely means fewer bidding wars, which is great news if you’ve been outbid in the past. DM me if you’re ready to explore options in our area this fall.