Melody Tereska Realtor

08/09/2026

Whether you’re relocating, downsizing, upsizing, investing, or wanting to know your home’s worth, I’m here to help. Call me anytime 615 993-6398

Here’s Where To Start if You’re Selling and Buying at the Same Time

There's no one-size-fits-all answer to buying and selling at once. But for a lot of homeowners, leading with the sale makes moving easier on their mind and their wallet.

Let’s connect, so you can navigate selling and buying with more confidence, more financial power, and less stress.

If you're a homeowner getting ready to move, one question usually comes first: should you buy your next home before you sell, or sell your current house before you start looking?

08/08/2026

Whether you’re relocating, downsizing, upsizing, investing, or wanting to know your home’s worth, I’m here to help. Call me anytime 615 993-6398

A lot of buyers are waiting because they think mortgage rates will drop dramatically.

The problem? That's not what today's forecasts say is going to happen.

Experts believe mortgage rates will actually stay in the mid to low 6s through 2027 due to a number of factors – including inflation.

What’s that tell me? Waiting may not pay off the way you hope it will.

So, if moving is important to you, I want you to know waiting isn’t your only option.

Builder incentives, adjustable-rate mortgages, assumable mortgages, and rate buydowns are just a few of the strategies worth exploring that could help with affordability right...

08/07/2026

Whether you’re relocating, downsizing, upsizing, investing, or wanting to know your home’s worth, I’m here to help. Call me anytime 615 993-6398

Thinking About Waiting for Lower Mortgage Rates? Read This First.

If you've been putting your home search on hold because you're convinced mortgage rates will be much lower soon, it may be worth taking another look at that strategy.

Let’s connect so you have an expert who can at least walk you through your options and decide whether waiting really puts you in a better position – or just keeps you on the sidelines a little longer.

Imagine waiting a year to buy a home, only to find mortgage rates haven't changed much. That may sound frustrating. But it's a real possibility.

08/06/2026

Whether you’re relocating, downsizing, upsizing, investing, or wanting to know your home’s worth, I’m here to help. Call me anytime 615 993-6398

Think big investors are snapping up all the homes? The data says otherwise.

The largest institutional investors are now selling more homes than they're buying – and the gap is growing every quarter.

That means those homes are going back on the market for regular buyers. And since big investors tend to own lower-priced homes, a lot of them are right in the range first-time buyers want.

Less competition. More options for you.

DM me and I'll show you what's hitting the market in our area.

08/05/2026

🏡 Every transaction has a story… and some require a lot more perseverance than others.

Today was one of those days.

This journey to the closing table came with challenge after challenge. We worked through delays, conditions that weren’t being met, unexpected obstacles, and even difficult moments right up until closing. Despite everything, my focus never changed: protecting my client’s interests and getting them to the finish line.

Real estate isn’t just about putting a sign in the yard or unlocking doors. It’s about solving problems, staying calm under pressure, advocating for your client, and continuing to push forward when others might give up.

Today my buyer got the keys to their new home, and that’s what matters most.

Congratulations to my amazing client! Thank you for trusting me to stand beside you through one of the toughest transactions I’ve experienced. Seeing your excitement made every challenge worthwhile.

If you’re looking for a REALTOR® who will continue fighting for you when a transaction gets difficult—not just when everything is easy—I’d be honored to help.

🏡 Melody Tereska, Realtor®
eXp Realty
Licensed in Tennessee & Kentucky

08/05/2026

Whether you’re relocating, downsizing, upsizing, investing, or wanting to know your home’s worth, I’m here to help. Call me anytime 615 993-6398

Big Investors Are Backing Off and That’s Your Opening

Big investors are stepping back, and they're adding homes to the market as they go. If you've been waiting for a better shot at buying, this could be it. Let’s connect so you can see what's popping up in our area. You may have more options than you think.

For years, a lot of would-be homebuyers have worried about the same thing. How do you compete with big investors who can swoop in, pay cash, and snap up the houses you want?

08/03/2026

Whether you’re relocating, downsizing, upsizing, investing, or wanting to know your home’s worth, I’m here to help. Call me anytime 615 993-6398

Buying a Home? Here's What You Should Know About Home Insurance Costs.

Homeowners insurance has become a bigger part of the homebuying conversation. But it doesn't have to become a bigger source of stress.

The key is knowing what to expect before you buy. Get an insurance quote early, factor it into your budget, and lean on trusted local professionals to help you make the most informed decision possible.

If buying a home is on your radar, you've probably been keeping an eye on mortgage rates and home prices. But don’t forget about homeowners insurance.

08/02/2026

Whether you’re relocating, downsizing, upsizing, investing, or wanting to know your home’s worth, I’m here to help. Call me anytime 615 993-6398

Putting off selling because it feels like the market’s at a standstill and no one’s buying right now?

Sure, the pace has cooled in some areas recently. But houses are still selling all the time. In fact, more than 4 million will sell this year.

Do a little math, and that works out to over 11k sold every day, almost 470 an hour, and about eight every minute.

So, don’t count your house out. Another home just sold as you were reading this – let’s make the next one yours.

08/01/2026

Whether you’re relocating, downsizing, upsizing, investing, or wanting to know your home’s worth, I’m here to help. Call me anytime 615 993-6398

71% of homeowners say their insurance costs have gone up over the past few years.

And if you're buying a home, that's worth knowing – but it shouldn't scare you away from your plans.

Yes, affordability is still tight. But you can't control every cost that comes with buying a home. You can only control how prepared you are.

And in a market like this, one of the smartest things you can do is get an insurance quote before you make an offer. It'll give you a clearer picture of what your monthly housing costs will look like, help you build a more realistic budget, and keep you from being surprised after closing.

Buying a home is a big...