06/15/2026
Similar to mineral rights, water rights and related rights of access to the surface of the property can be severed. The endorsement series created to provide some coverage regarding water development are:
A. The ALTA 9 series
B. The ALTA 13 series
C. The ALTA 41 series
Answer: C) The ALTA 41 series. These endorsements provide insurance coverage for any loss or damage incurred due to the forced removal or alteration of improvements resulting from the future exercise of existing rights, at the date of the Policy, to use the property's surface for water extraction or development, as acknowledged elsewhere in the Policy.